Managing Without Benefits

Wendy Wood

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Your dream has come true. As a single mom you have struggled for years and now you have a successful home-based business. You manage your time between children, work and personal endeavors successfully. So what is causing that constant scowl on your forehead?

If you are wondering how you will survive a catastrophic health issue perhaps it is time to set aside some time to delve into the cold dark world of personal health insurance. In no time you will find a ray of sunshine and discover also that health insurance and most dental plans are quite affordable. In knowing you can handle the everyday things and normal doctor visits you can go with a higher deductible and pay less monthly.

There are issues of Social Security also. Making an appointment with your local Social Security office to ask questions and gain information that can lend comfort to your visions of the future is always a great idea.

For peace of mind schedule a visit to a local accountant to discuss the best way to claim your profits and loss. Some will offer this initial consultation at low or no cost in hopes of gaining your business. Perhaps you know a work at home mom who has an accounting service and can help ease your mind with a total understanding of both the tax laws in your state and the unique situation home based income brings to a household.

Incorporating your business may be an option in your state and can sometimes ease the burden of such issues as workers compensation if you are injured and can’t work. Retirement issues and college funds are all part of the world of working for an employer. As a mom who works from home there are many questions and many ways to gain intelligent knowledge to assure you and your children are taken care of while you pursue your true passion. Remember benefits don’t always have to come the traditional way.

Visit All WAHM for more work at home information and also get your FREE Coupon Maker


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