Philadelphia Dentists Malpractice Insurance

 


Visitors: 298

Philadelphia dentists’ malpractice insurance protects the dentists against legal claims of the patients. Malpractice insurance covers the damages resulting from the service. It also provides claims assistance and legal representation for the complaints of patients. The patients either claim for side effects of the treatment or for lack of proper attention. The policy coverage can be extended to the mistakes of the employees in the clinic.

In Philadelphia, malpractice insurance for dentists is generally offered as two major types, the claim made policy and occurrence policy. The claim made policy covers only the claims reported during the policy period. It requires a tail policy to cover the claims after the expiry of policy period. The occurrence policy covers the damages that occur during the policy period, and responds to claims after the policy duration. The claim policy is comparatively cheaper than the occurrence policy. In cases of change from claim policy to occurrence policy, a nose policy is available to cover the prior acts. The selection of the policy type must be based on individual preferences and risks.

When fixing the insurance premium quotes, insurance companies evaluate factors such as specialty, educational qualification, experience, track record, frequency of risk, location etc to finalize the premium amount. Special discounts are offered for members of the Philadelphia county dental society. The beginners in the practice and highly qualified dentists are offered discounts up to 50%. The location of the practice is significant since dentists practicing in fluoridated communities have to pay lower malpractice insurance premiums than dentists practicing in non-fluoridated communities.

Philadelphia malpractice insurance offers features such as defense costs, professional writing coverage, contractual liability coverage, *** misconduct defense coverage, retirement tail benefits etc. They also provide comprehensive packages for property protection insurance and workers’ compensation. The selection of the malpractice insurance company must be based on the financial security and responsive service of the insurance company. Most of the companies offer online service. A detailed discussion with the insurance executive about all the available insurance helps to identify the best insurance option.

Philadelphia Dentists provides detailed information on Low Cost Philadelphia Dentists, Philadelphia Cosmetic Dentists, Philadelphia Dentists, Philadelphia Emergency Dentists and more. Philadelphia Dentists is affiliated with Laser Tooth Whitening .

(377)

Article Source:


 
Rate this Article: 
 
Why Dentists Should Carry Worker's Compensation Insurance
Rated 4 / 5
based on 5 votes
ArticleSlash

Related Articles:

Philadelphia Emergency Dentists

by: Ross Bainbridge (August 16, 2006) 
(Health and Fitness)

Philadelphia Cosmetic Dentists

by: Ross Bainbridge (July 26, 2006) 
(Health and Fitness/Beauty)

Philadelphia Dentists Ratings

by: Ross Bainbridge (January 05, 2007) 
(Health and Fitness)

Philadelphia Implant Dentists

by: Ross Bainbridge (July 26, 2006) 
(Health and Fitness/Beauty)

Philadelphia Holistic Dentists

by: Ross Bainbridge (January 05, 2007) 
(Health and Fitness)

Philadelphia Tooth Whitening Dentists

by: Ross Bainbridge (January 05, 2007) 
(Health and Fitness)

Philadelphia Auto Insurance - How to Find the Best Philadelphia, Pennsylvania ..

by: James J. Robinson (July 25, 2008) 
(Insurance/Car Auto)

Nexus Insurance Services Now Offers Short-Term Malpractice Insurance For ..

by: Maria Palma (August 15, 2013) 
(Finance)

Malpractice Insurance and Health Insurance Costs - Are They Interconnected?

by: Francesca Hammerstein (October 09, 2008) 
(Insurance/Health)

Why Dentists Should Carry Worker's Compensation Insurance

by: Maria Palma (June 14, 2011) 
(Insurance/Workers Compensation)