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Wells Fargo Versus Sallie Mae


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Wells Fargo is a trusted name in handling student's private loans and consolidations. They specialize in first time borrowings and provide support to students in managing loans for higher education.

Enrollment in an eligible school, a program supported by Wells Fargo, a good credit history and US citizenship or permanent residency enables a student to avail Wells Fargo Loan.

Wells Fargo offers online loan enrollment. A maximum loan up to $120,000 is offered for educational purposes. Though permanent residency is a precondition temporary residents are also offered loan for a limited amount of $25,000. No processing fee is collected. Percentage discounts are offered for online enrollment. Low interest rates are offered and further cut in rates are given on consecutive loan repayments and on activating auto debit facility from your account. In cases where a cosigner is involved, he/ she is relieved after 24 consecutive payments are received. One can easily avail a Wells Fargo loan support as it involves simple processing procedure.

Sallie Mae provides both federal and private loans and consolidations. It offers advice to students and parents detailing the procedures and practices in availing loans and their repayment.

The federal loan consolidation offered by Sallie Mae provides the customer with a fixed interest rate and up to 50% lower monthly repayments, fast online loan processing, no processing fee, no credit verifications and rate cuts on auto debit facility.

Private loan consolidation processing by Sallie Mae offers a maximum of $257,000 loan without a cosigner and $400,000 with a cosigner, one easy installment every month, no application deadline and prepayment penalties, maximum repayment time extension up to 30years, flexible schemes, no application processing or repayment fee. Maximum limit of $400,000 is relaxed if the cosigner is a credit worthy individual. Private loan consolidation is done provided they qualify the $5,000 minimum limit.


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