Are You Having Sleepless Nights Because of Your Finances?

Taffy Wagner

Visitors: 303
 1 vote

You’ve worked hard all day and come home at night, only to discover that you can’t get comfortable in your own bed. You toss and you turn for well over three hours. As 3a. m. approaches, you finally go to sleep but the alarm sounds all too quickly at 6 a. m. It’s time for you to go to work. Day two comes and you’re off again to the usual rat race. You repeat the same pattern once you get home. Later that night you lay in bed, thinking how you’re going to pay all of these bills. Despite your best efforts on the job, including overtime, it doesn’t seem to be enough. What can you do? Who can you to turn to?

Does this sound like you? Are you a Christian having sleepless nights because of your finances? Here are the top five reasons I have found why people get into debt:

1) Try to live beyond their means. Keep up with the Joneses.

2) Lost job and bills pile up

3) Have never been taught money management

4) Divorcing and the other party charged up cards in the process splitting up

5) Impulse Shopping

I too was a victim. Not from just one, but two of these debt catalysts. My husband equally had financial woes, his was still on this list. Being in debt has a way of having a hold on you and causes you not to think clearly. People in debt tend to operate out of fear - for example they ignore phone calls because it might be a collection agency on the other end. How many calls have they missed? Or perhaps, they write a check in the hopes that it will clear the bank; knowing full well they spent the money on luxuries and other needless excesses that have caused the bank account to have insufficient funds.

If any of this sounds like you or someone you know, assure them they can get out of debt without filing bankruptcy. They have to want help and not let pride or embarrassment get in their way of being helped.

Dr. Taffy Wilkins Wagner is an ordained minister and the author of Debt Dilemma. Debt Dilemma is her own personal story of how she got into debt, was getting food from the food banks and got out of debt without filing bankruptcy. On October 18th, she will hold a massive marketing campaign to sell her book on For further details please visit her website at .


Article Source:

Rate this Article: 
End Sleepless Nights - A 12 Point Sleep Like A Toddler Plan
Rated 1.0 / 5
based on 1 vote

Related Articles:

When Are You Going to Get Tired Enough of Sleepless Nights?

by: Sherry L Harris (August 13, 2008) 
(Health and Fitness/Sleep Snoring)

Simple Solutions For Sleepless Nights

by: Phil Tsang (August 01, 2008) 
(Health and Fitness/Sleep Snoring)

Sleepless Nights Damage Daytime Life

by: Jeff Conklin (August 28, 2007) 
(Health and Fitness/Sleep Snoring)

Flameless Candles Finally Took Away My Sleepless Nights

by: Marianne Heilman (July 15, 2008) 
(Shopping and Product Reviews)

Goodbye To Sleepless Nights As UK Stops Snoring

by: Wangeci Kinyanjui (April 09, 2008) 
(Health and Fitness/Sleep Snoring)

Memory Pillows - Say Goodnight To Sleepless Nights

by: Paul Garnett (March 13, 2010) 
(Health and Fitness/Back Pain)

Sleepless Nights May Be A Culprit For Making You Obese

by: Aasheesh Jain (December 02, 2006) 
(Health and Fitness)

Best Debt Consolidation Loan - No More Sleepless Nights

by: Rishabh Sogani (December 21, 2007) 
(Finance/Debt Consolidation)

Happy Days Or Sleepless Nights For Your Family Business?

by: Annie Metcalfe (July 30, 2008) 
(Business/Small Business)

End Sleepless Nights - A 12 Point Sleep Like A Toddler Plan

by: Liz Beresford (January 10, 2008) 
(Health and Fitness/Sleep Snoring)