We do not live in stable economic times. Unemployment is rising. The value of the dollar is shrinking. Countless individuals and their families are struggling to survive. The majority are living week to week and barely hanging on. There are predictions that it will get worse, before it gets better.
If you are an individual in need of debt relief assistance, there are things to keep in mind while researching your options. It is important to remember that, as with almost anything in life, if the offer of help sounds too good to be true it probably is.
By the time many people get to the point that they finally realize that they need assistance getting out from under mountains of debt, they are feeling somewhat desperate. More often than not, desperation clouds judgment. Decisions based on this level of desperation, often make the situation worse.
Some ads for debt relief are really offering nothing more than bankruptcy. Although bankruptcy is one way to alleviate a difficult financial situation, it is not the answer for everyone. Other alternatives should be considered whenever possible.
The key to avoiding debt relief scams is research. Take the time to thoroughly research companies which provide assistance. Ask questions. Ask for testimonials from other satisfied clients. Check with the Better Business Bureau, in regards to complaints which may have been filed against them.
Legitimate debt relief and debt settlement companies are very open when it comes to discussing their policies and practice. Why? The answer is simple. They have nothing to hide. The majority offer free consultations to prospective clients, in effort to assure them of their legitimacy.
There will never be a way for consumers to completely avoid debt relief scams , especially when the economy continues to falter. But, taking steps to investigate these companies, before utilizing the services, will help to guarantee association with a legitimate company.
Tom Bates, CEO and President is an IAPDA Certified Debt Arbitrator, he offers years of experience in both the credit and collections industry and has founded Absolute to assist consumers in need of quality debt settlement at a reduced rate. We understand your already faced with mounting debt and want what is best for you.
PROTECT YOURSELF AND FINANCES! Be an informed consumer.
239 W Pecan
Celina, Texas 75009