You may be experiencing a situation like a lot of people who are spending more and more but using a credit card to do it. This can be a situation that will negatively affect you. You may get to the point where you look at your bills each month and say they do not seem to be going down. Usually the next step is to decide whether it is worth even making any more payment at all. In the short term it would be great not to have so many bills each month, but in the long term it could be very damaging to you.
If you decide to stop making payments usually your phone will begin to ring and the person on the other end will not be so nice and demand payment on your debt. They may even send you a letter demanding payment which you can send them a cease and desist letter to deter some of there harassing. They may even threaten you and may even tell you that you will be arrested if you do not pay. This is an illegal tactic that they use sometimes and you need to know that are not supposed to use it.
The creditor may even try to call someone at there work and harass them there which is also illegal for them to do. They may even say they will take you to court which they never do because it cost to much and unless you have assets they know it is useless.
Remember that Not Paying Your Credit Card Bills can have a negative impact on you.
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Bryan Burbank is an expert in the field of Debt Consolidation and Getting out of Debt.