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Debt Management & Finance Article Category 

Articles about or concerning Debt Management, Debt, Debt Reduction, How To Get Out of Debt, Debt Management Program and Plans, Debt Calculators, and services that offer advice on Debt Repair.
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Debt Solutions, Every Little Helps

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 Ann-Marie Price (August 27, 2008)  All of us have noticed the price of petrol rising along with the monthly shopping bill going up on average by £15 -£20, utility providers hiking their prices and the general cost of living costing that little extra. This added to the fact that not many of us have much if any at all spare income it's no great shock that an increasing number of people are getting into debt. The extra .. (Debt Management)

Simple Solutions For Getting Out of Debt

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 Christina Costa (August 26, 2008)  First of all, maybe you are behind on paying off your debts. This can be very frustrating and stressful for you. It depends on exactly how far you are and how much damage you have done to your credit, because none of this goes away. It affects you far into the future. Obviously, you recognize that you are in some sort of financial trouble. You are looking for a way to get out of debt .. (Debt Management)

Pay Off Your Credit Card Bills and Improve Your Financial Health

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 Anthony Pace (August 26, 2008)  Are you deep in debt and finding it difficult to pay off your credit card bills? Welcome to the modern day scourge of credit hell where many people find themselves. It is unfortunate in these times of extending credit to anyone regardless of his or her creditworthiness, that the least able to pay are often granted credit limits way over their ability to pay. If you want to get a handle . (Debt Management)

A Few Secrets to Getting Out of Debt Quickly

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 Christina Costa (August 26, 2008)  Are you looking at your pile of bills and wondering how you got so far into debt? Every case is different, yet we are all pretty much the same. The answer is as simple, as consumers we have started to spend more than what we make for an income. This is pretty easy to do, especially in the world we live in now. More than ever there is a need for things from vacations, to new .. (Debt Management)

Loans and Debt Still a Problem

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 Jennifer Quirk (August 20, 2008)  Would it surprise you to know that in the United Kingdom we owe more money than the whole country makes in an entire year? On average the United Kingdom generates £1.3 Trillion a year as income, but the general public is in debt of an estimated £1.345 Trillion. If it was not for the fact that the majority of this debt is secured the whole of Britain would be technically bankrupt. The . (Debt Management)

Find the Best Ways to Eliminate Your Credit Card Debt

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 Bryan Burbank (August 19, 2008)  Getting out of debt is the dream of most people and going about it is the right way can be a great advantage to you. Having too much credit card debt is like having a dead weight hanging around your neck and will only cause you much stress. It is important to understand how to eliminate your debt so that you can have a stress free financial life. It seems that the credit card companies . (Debt Management)

Debt Management - Fling Your Troubles Away

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 Gracie Bishop (August 14, 2008)  Your life seems to be totally disturbed and completely messed up when you find yourself embedded under the piles of debts. Debt management is an excellent solution to put an end to all your debt burdens in a simple way. Debt management relieves you from the stress and tension of the debt problems. Debt management is an informal arrangement between you and your creditors, negotiated on .. (Debt Management)

How to Manage Your Debt During the Credit Crisis

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 Karl Bantleman (August 13, 2008)  During these difficult economic times the chances of you accruing debt are quite high. As such, finding methods of reducing the amount of debt you have is extremely important. Having a large amount of debt can lead to missed repayments which leaves you with a black mark on your credit report. This can seriously affect the chances of you borrowing in the future as lenders often increase . (Debt Management)

Debt and What it Means to You

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 Rob Schumacher (August 12, 2008)  Debt is something which is owed and is accumulated by promising to pay at a later time or over a period of time. Just like credit there are two kinds of debt; good and bad. This debt is achieved by using either “consumer credit"- bad debt, or “producer credit" - good debt, depending on the use that is going to be made of the proceeds of the debt. There are many different .. (Debt Management)

5 Ways to Select the Best Credit Card Debt Settlement Company

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 Ted Batron (August 12, 2008)  There are many things that go into choosing a credit card debt settlement company. With the market being saturated with such agencies, it is imperative that you be doubly sure about the credit card debt settlement company you are selecting. Here is a brief outline of things you need to check on while selecting a company. Costs involved with the company One of the first things you need .. (Debt Management)

Breaking the Debt Cycle is Tough But Can Be Done

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 Caden Flynn (August 12, 2008)  With the credit crisis putting many lenders into a veritable shutdown mode, being ever more wary of awarding new loans to anyone with even a smidgen of past personal strife, it's become increasingly difficult for many people to now get the loans that in many cases they need to survive, largely due to their past reliance on loans. Many institutions have popped up to handle this massive .. (Debt Management)

Free Debt Management - Free Yourself From the Debt Trap

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 Alec Recce (August 11, 2008)  An advice or opinion plays a pivotal role in managing the debts in a lucid way and can be peeled accordingly. If you are not able to manage the debts, then considering free debt management advice is another rational way with which you can free yourself from the bondage of debts and comments of creditors. The services of free debt management advice can be subscribed from any financial .. (Debt Management)

What to Look For in a Credit Card Debt Settlement Company

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 Ted Batron (August 09, 2008)  There are plenty of credit card debt settlement companies in the market these days and this can make selecting the best one difficult. If you want to ascertain if your credit card debt settlement company is authentic or not then here are some ways to be sure about it. Track record of the company First and foremost, you need to check on the reputation of the credit card debt settlement .. (Debt Management)

How to Tackle Your Debt Head On

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 Nicholas Hunt (August 01, 2008)  Maybe you meticulously track every penny spent. Maybe you tend to splurge on dining out or the latest designer fashion. Maybe you just don't make enough money. Whatever your situation, whatever your background and whatever your income, it's all too easy these days to become mired in debt. But how can you dig yourself out? The first step is to figure out just how much you owe and to .. (Debt Management)

Your Debt Management Options

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 Nicholas Hunt (August 01, 2008)  It happens to almost everyone at some point in their life. You sit down to look at your finances and realize that what you make verses what you owe has just stopped adding up. Don't give into the stress quite yet. You may still have some options to help you manage your debt. First, try calling your creditor to request a smaller interest rate. If you have done a great job paying on time . (Debt Management)

Debt Management Service A Tool For Eliminating the Burden

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 Gracie Bishop (July 30, 2008)  When burden of repayment towards old unsecured loans, credit cards and store cards has gone beyond your existing financial capability, then it is about time that you start taking help from debt management services. However, you may again plunge into more debts, if some steps to cure the problem are not in place. These services are accessible through numbers of companies of the field. .. (Debt Management)

Decrease Your Worries Become Debt Free

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 Grace Heal (July 30, 2008)  Firstly you must work out a budget. A budget is a plan of your finances. It includes the amount of your income and all your expenses, and may include the amount you intend to save, and money for your rest and relaxation (known as r & r). One way to work out your budget, is to write all your expenses down and work it out by payday, if it is weekly, or fortnightly, then convert it to . (Debt Management)

Debt Management Easy Way Out of Debts

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 Tom Darwin (July 29, 2008)  Fortunate are those who are not yet trapped under debts. With gradual rise in the living expenses, most of the individuals have to rely on external finances to meet their needs. Due to the frequently changing interest rates and improper management of funds, eventually it results in high debt pile up. In such a messy financial state, the debtors can get relief by taking the help of debt .. (Debt Management)

How Do You Spot the Debt Signs?

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 Simon Duffy (July 29, 2008)  Any mature individual will always try to keep his or her finances in control. However there are some who cannot; and there are some very common tell tale signs which imply that a person may be on the verge of having a debt problem. Keeping it to yourself and from loved ones is not a good idea. Even when money is managed properly after undergoing a minor debt management problem, if you .. (Debt Management)

Debt Management Needs

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 Michelle Grace Tapire (July 29, 2008)  Debt management is very important to develop among individuals, especially for business owners. Business owners without business debt management integrated in their business can experience stress. These people involved in building and managing their businesses have their family, their business, and employees’ future depending on their success. If a business is found amidst .. (Debt Management)

How to Pay Off Your Debt Faster With Less Interest

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 Cornie Herring (July 28, 2008)  Debt needs to be paid off, you have no other option, but you can choose the way to pay it off. If you have a certain amount of money to pay off a portion of your debt each month, you can choose to allocate any extra cash on the highest interest rate debt or the highest amount debt. Both serve the same purpose of paying off your debt, but which one is better? If I were you, I would .. (Debt Management)

Apt Information on IVA

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 Samvedna Shah (July 28, 2008)  IVA is a very common word in U. K. When a person finds it very tough to manage the debts and is heading towards bankruptcy then at such times, he can take the resort of IVA. Now, getting information and that too appropriate one is very important. For this you will have to surf net and find out some reputed debt management companies. While searching for IVA information you must be sure .. (Debt Management)

Debt Management IVAs and Debt Solutions in the UK Intermediary Market

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 Gary Paul Taylor (July 28, 2008)  It seems that the sudden rise in the debt solution market has its similarities to the development of the sub-prime lending industry over a decade ago. What is even more interesting is the bizarre correlation of the collapse in the UK sub-prime mortgage market and the growth of debt management companies. The UK financial services market is having to adjust to serious change. What has to . (Debt Management)

Financial Freedom is Not Free

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 Shayne Hall (July 28, 2008)  Do you want to have financial freedom? Of course you do. Freedom of any kind is a desire that is common to mankind. Then why, in America, The Land of the Free, is financial freedom so rare? I believe it's because people in general have forgotten, or were never taught that freedom isn't free. All the liberties we enjoy in this country have been fought for. . . whether on a battlefield, .. (Debt Management)

Debt Management Plan Get Debt Free Now

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 Bryan Burbank (July 26, 2008)  If you have got into a situation were you can not manage your debt anymore then it might be a good time to get some help from a professional that can help you get debt free. Having the proper plan so that you can manage your debt is crucial so that you do not have to worry about every single bill that you have. Many people find that debt can be overwhelming and it can be hard to manage . (Debt Management)

What Are Your Choices When You Want to Get Out of Debt?

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 Pj Prins (July 25, 2008)  For many of us, debt is a constant problem. For some or other reason, the paychecks do not last as long as the month does. By the time we figured out how to handle our finances, we are so far in arrears that we have no idea how to get back to normal on our current earnings. What can you do? You have only your salary to work with, and already that is not enough. There are a few choices .. (Debt Management)

Lower Your Monthly Repayments Refinance Your Debts

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 James McKerr (July 24, 2008)  If you have poor credit it can be incredibly hard to obtain refinance. This article will spell out exactly why you should refinance you debt as well as giving some tips about how to get better refinance deals if you have bad credit. Why do you need to refinance? Millions of dollars are wasted every years by people not refinancing their mortgages, loans and other debts onto better .. (Debt Management)

Bill Budgeting 101

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 Rowland O'Connor (July 24, 2008)  Budgeting can be a very boring and daunting task that many people would rather continue to put off instead of actually take action and set a budget they can stick to. You do not have to be an accountant in order to understand the process of budgeting and learning just what makes a successful budget work and most importantly how to stick to this budget over time. When you first begin to .. (Debt Management)

Practical Debt Management Ideas

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 Christina Costa (July 23, 2008)  There are a few practical ways you can reduce your debt, they might even seem familiar. As soon as you can figure out your debt problems then you will be able to avoid falling into them in the future. If you take the time to examine your finances, then you are off to a good start. It's important to understand what got you so far into debt. Some possible challenges could be that you owe . (Debt Management)

Eliminating Your Credit Card Debt

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 Christina Costa (July 23, 2008)  Getting rid of your credit card debt can be done, but it requires some planning and patience from you. Once you figure out a plan of action, the most important thing to remember is to follow through with it. You will find that the reward is going to be well worth it. Besides, doesn't saving money sound like a good benefit? The choice is yours, but it's usually best to start with the .. (Debt Management)

7 Ways to Get Out of Debt and Get Richer on Your Own Money Without Going Bankrupt!

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 Gary McGeown (July 23, 2008)  With the credit crunch, rising fuel and food costs and a real sense of uncertainty about the future of the Economy, now is the perfect time to take stock of your financial situation, and start to get richer on your own money by cutting the waste. Our top 7 guidelines for cutting the waste, and getting richer are: 1) get a notebook, and write down/ RECORD what you spend daily, every .. (Debt Management)

Poor Credit - Don't Take Out Another Loan, There is Another Way

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 Rob Wells (July 22, 2008)  People who have a poor credit rating may find it hard to obtain loans or credit cards. It is often the case that people with poor credit will attempt to take out one loan after another in an attempt to keep on top of their debts and avoid future poor credit problems. However, it is this very process that has led to people having poor credit in the first instance. All too often, taking .. (Debt Management)

Growing Debts Affect University Students

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 Andy Adams (July 21, 2008)  It's well known that people who choose to go to university will likely have accepted that they're going to come out the other end of the four years studying with a debt thanks to student loans covering housing, tuition fees, books and the occasional crazy night out on the town. Chances are anyone who you talk to who's been to university will be still paying off their student debts to .. (Debt Management)

Refinance With Bad Credit Great Way to Save Money

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 James McKerr (July 21, 2008)  Nobody like to have poor credit. Not only does it prevent you doing the things that you want to (such as going on holiday are buying a new car), it also means you are punished by having to pay higher interest rates on your existing and any future debts. The answer to this is simply to try to fix your credit. One of the best ways to repair your credit score and ease your financial .. (Debt Management)

Become a Tennis Ball and Get Out of Debt?

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 Ian L Walker (July 21, 2008)  The Credit Crunch which started in the middle of the first decade of the 21st Century has, without doubt, created the one of the fastest growing Industries of all time, Debt Management. Started by greedy and avaricious Banks, who thought that the idea of selling Dreams for real Dollars to people who had poorly paid or no jobs, with little or no savings was good business. These poor, .. (Debt Management)

Quick Tips For Credit Card Debt Reduction How to Eliminate Credit Card Debt Fast

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 A. C. West (July 21, 2008)  Credit cards are great. . . until you get those monthly statements showing the huge balances owed. How are you ever going to eliminate credit card debt and do it fast? Follow these tips below for quick credit card debt reduction. 1. First and foremost, stop charging purchases and only use cash. If you do not have the cash available immediately to buy something, put off the purchase .. (Debt Management)

Brief History of Debt

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 Kris Lee (July 21, 2008)  The phenomenon of debt dates back to at least the earliest civilizations. As early as 3000 bc , loans were used to facilitate economic activity in ancient Mesopotamia (which now lies in Iraq, Syria, and Turkey). While creditors charged interest in these early times, this practice was widely condemned by religious figures as diverse as Buddha, Jesus, and Mohammed. Interest collecting and . (Debt Management)

What is Debt? and How to Manage It?

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 Kris Lee (July 21, 2008)  By the end of the twentieth century, debt had long since been accepted as a natural part of economic life, and borrowing and lending accounted for an enormous part of the economy in all developed countries. It had become common for the amount of debt (including the debts incurred by individuals, companies, and government at the local, state, and national levels) in a developed nation to . (Debt Management)

Personal Financial Planning, Peace, and Independence Achieve Financial Freedom

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 Darrel Giann (July 21, 2008)  At one point in time, everyone has sought a way to increase his or her monthly income to pay off mounting debts, either through effective personal financial planning or an outside credit consulting company. Sometimes, the stress of having limited funds becomes too much to handle, and a plan is then determined to be vital in order to achieve financial freedom from the credit companies. .. (Debt Management)

Reclaim Bank Charges Why You Should Keep Claiming

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 Andrew Foster (July 21, 2008)  Many consumers are aware of the huge court case brought by the Office of Fair Trading in relation to customers reclaiming up to six years of back charges from banks. The initial jubilation of Justice Andrew Smith's ruling that these cases could continue was tempered slightly by the banks decision to appeal in against this decision and cause more delays for people waiting to reclaim .. (Debt Management)

Debt Management Help Helps You Live a Stress Free Life

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 Gracie Bishop (July 20, 2008)  Is your excessive number of debts disturbing you? You can put an end to all your debt burdens with dedicated effort and a stable process. You can take debt management help which will work perfect in relieving you from the debt tensions. Debt management helps are being provided by the experts and the debt advisors who are available both physically and online. You can take advice or can .. (Debt Management)

Debt Management Program For a Debt Free Life in Case of Accumulated Debts

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 Alec Recce (July 19, 2008)  Debt management program is a simple systematic way to help those in debt become free from its clutches. It involves spreading the repayments over a period of time and stopping their creditors from taking legal action. This plan is based on income and expenditure. It is not necessary for people to get into unmanageable debts only by recklessness in their expenditure, but also because of .. (Debt Management)

Why Athletes Go Broke

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 Brian Cuban (July 19, 2008)  The “Real Deal" is broke. Former Heavyweight champion Evander Holyfield is playing the real life game of Deal Or No Deal. It has been reported that his $10 million estate in suburban Atlanta was under foreclosure, the mother of one of his children was suing for unpaid child support although it appears he has made good on that debt. A Utah consulting company has gone to court .. (Debt Management)

Tips to Stay Out of Debt Good Debt Vs Bad Debt

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 Yvonne Suzannah (July 18, 2008)  Let's face it, everybody has been in debt at some time or other in their lives. Most people view debt as a bad thing. But, not all debts are bad, there is a distinction between bad debt and good debt. What is the difference? Well, a good debt is an investment debt that creates value in the future. For example, a student loan is a good debt because you're investing in education for your .. (Debt Management)

Budgeting Your Way Out of Debt

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 Joseph M Sabol (July 18, 2008)  How do you get out of debt once you go over your normal debt level? If as a result of using your credit to excess, you find yourself with too many credit cards, it is time to change your credit habits. You might have 3 or 4 department store credit cards, 2 or 3 Visa and Master cards each, 1 or 2 oil company credit cards and all charged to the max. You may have a few bank loans in that .. (Debt Management)

What is the Best Debt Management Approach?

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 Hans Bool (July 18, 2008)  As it seems the winter is arriving in the economic landscape. What does this mean for debt-management? Debt management is like general management: when the market conditions are most favorable the manager must show its toughest side. Managers tend to control their business the other way: they provide more freedom with positive market conditions, but when the economic climate changes .. (Debt Management)

Free Debt Management Programs Are There Free Debt Management Services?

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 Paul Sarwana (July 17, 2008)  Today's lifestyle often requires that people obtain credit, in order to live the lifestyle they want to. However, debt can easily sneak up on you and become a problem. If you are currently swimming in debt, you may be looking for a way out. This is where debt management may be the solution. A debt management program can help you map out a plan to get your finances under control. But .. (Debt Management)

How to Make a Commitment to Eliminate Your Debt - That Works!

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 Ann Marosy (July 17, 2008)  By making a commitment to eliminate your debt, you are taking the first giant leap towards becoming financially free. Imagine the wonderful feeling of total financial freedom. No debts, no financial worries, and best of all not being tied to a job you don't like just to pay the bills. Research has proven that it takes three things to accomplish anything: Passion, Motivation and .. (Debt Management)

Credit Card Debt Management Lighten the Burden of Payment

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 Gracie Bishop (July 16, 2008)  To rein-in burden of debts is crucial for the financial health of anyone. Taking control of rising amounts of monthly payments has become need of the hour for most of the people as they can see the crisis approaching them in the coming days. To avert the crisis, an option could be to go for credit card debt management after studying its aspects carefully. If you are unable to control .. (Debt Management)

Managing Consumer Debt Solutions

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 Kevin Wynn (July 16, 2008)  Chances are, you have heard a great deal about the escalating consumer debt crisis and the ever growing debt snowball. Aside from receiving potentially harmful advice about consolidation methods, there are other things to be concerned about. In particular, you will need to make sure that you do not become a victim of fraud or identity theft. When you seek counseling advice for bad .. (Debt Management)




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