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Articles about or concerning Credit, Credit Cards, Credit Scores, Credit Reports, Credit Damage, Credit History, Credit Rating, Credit Bureaus, Credit Fraud, Credit Services, Credit Building.
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Popular Credit Card Rewards

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 Alisdair Cosgrove (October 21, 2008)  The “rewards" a cardholder receives from the credit card's issuer are presented according to the number of purchases the cardholder makes with the card. The credit card rewards offered come in an almost endless variety with some of the most popular ones being air miles and discounts off the costs of flights. "Loyalty" rewards are being offered by some stores and retailers when a .. (Credit)

Credit Repair Services - Fix Credit Score by Yourself Or Get Help From a Specialist?

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 Paul Sarwana (October 21, 2008)  If you have pretty bad credit and have your loan application turned down then it is likely that you are now looking at ways to improve your credit score. Improving your score will increase the chances of you being approved for credit in the future and it gives you a better peace of mind too. So just how can you repair your credit history? Typically, you have two choices. You can either .. (Credit)

Blame For Credit Crunch

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 Kenneth Long (October 21, 2008)  Our stock markets are in disarray. Unemployment is increasing. Companies strapped for cash and credit are announcing job cuts. As a result, everyone is now looking for someone to blame for our current financial crisis. As such, it is important to understand the causes of the crisis as well as the contributing factors that led up to a brewing global recession. A 1999 NY Times article .. (Credit)

Self-Help Credit Repair and Specialized Tips and Ideas on Repairing Your Credit

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 Daryl Plaza (October 21, 2008)  There are a number of top tips for self-help credit repair. Many of us run into financial difficulties at one point or another in our lives. Unfortunately, many of these complications wreck havoc on our overall credit score. In turn, this makes it relatively difficult for us to obtain credit approval for loans on high ticket items like a new vehicle, a home, and similar items. Do not .. (Credit)

Is the FTC Wrong About Credit Repair?

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 Ian Webber (October 21, 2008)  Credit repair has its share of detractors, and perhaps for good reason. The FTC campaign against credit repair scams makes perfect sense. But for every consumer that has been disappointed by a questionable credit repair scheme, there are so many more that have benefited from the service of a genuine credit repair professional. Is it time for the FTC to acknowledge the good guys in the .. (Credit)

Secured Cards - How They Aid With Bad Credit

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 Tom Tessin (October 21, 2008)  Trying and improving credit report is a challenge; also applying for the new credit can prove to be hard, as lots of lenders prefer customers with the good to the excellent credit. But, thanks to the bad credit cards & the secured cards, as getting approved for a new card with poor credit rank is made feasible. What are the secured credit cards? The name suggests, all these cards .. (Credit)

Airline Rewards Credit Cards - Tips on Choosing One

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 Tom Tessin (October 21, 2008)  Amongst the most popular type of credit cards that are available right now are travel rewards credit cards. These cards provide a diversity of travel loot such the airline miles, cruises, the hotel stays, the car rentals or free of charge admittance to theme parks. These credit cards help in a great way for anyone who is a frequent flier or for those who plan for a vacation. Many .. (Credit)

Keep an Eye on Your Credit Cards

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 Kerry Hedden (October 21, 2008)  As with any financial crisis there are unforeseen consequences that often emerge. This is especially true with our current situation. It first started with the mortgage industry and now is beginning to spread to the credit card industry. Many of these companies are afraid that customers are going to quit paying their monthly payments and they are beginning to panic. You may be thinking, . (Credit)

What is Considered a Good Credit Score?

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 Louis Zhang (October 21, 2008)  Some may ask you what is considered a good credit score. A good credit score is most anything over 725-750 would be considered very good credit. I can not say that my credit, or my husbands credit is that high, and combined they may not even be considered that high, but, we are working on getting good credit, and want to keep on doing so. Good credit gets you things like the American .. (Credit)

Bad Credit Cards - Looking in Depth

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 Tom Tessin (October 20, 2008)  Unsecured techniques of the debt consolidation are all among some most accessible debt consolidation choices out there as they don't want you to secure debt against something. As this is in distinction to the secured loans like mortgages that want you to place something as collateral or else security. But, unsecured loans have main qualification in form of good credit rating. You need . (Credit)

Cash Credit Cards - What They Do

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 Tom Tessin (October 20, 2008)  The cash back credits cards come with a whole lot of benefits to the user. You can use cash back credit card to get the equivalent of up to a 5% discount on all your purchases. You will be able to earn money back at the time of making purchase with your credit card for various purposes. These type credit cards will pay you a small proportion refund on the money that you spend using the . (Credit)

Secured Credit Card Applications - Comparing Them

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 Tom Tessin (October 20, 2008)  Getting bad credit not at all mean that one will never apply for the good credit cards. Due to lots of people having trouble with their credit, the credit card companies have seen the prospective in giving service for this particular people. Therefore, credit card companies then came up with the bad credit cards. As name suggest, all these credit cards are particularly made to cater the . (Credit)

Gas Rebate Credit Cards - Looking at Options

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 Tom Tessin (October 20, 2008)  The Gas rebate credit cards have become increasingly popular as they offer great discount up to 10 percent on the pump. Dissimilar kinds of gas cards are obtainable to wish from, including the credit cards that provide rebate at whichever gas station. a lot of gas cards separately from gas pumps also present a 5% to 10% rebate on grocery buys it is about 1% rebate on all other purchases . (Credit)

Gas Rebate Credit Cards How to Save Money

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 Tom Tessin (October 15, 2008)  Most people are not fond of spending a lot of money on gas for their vehicle. If you are one like them then there is a way to save money at the pump station without having to trade your SUV for a more fuel efficient car or changing your driving habits. So how can you save your money? By using a credit card. Yes a credit card can actually help you save money on your gas purchases. Gas .. (Credit)

Low Interest Credit Cards Taking Advantage

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 Tom Tessin (October 15, 2008)  You have worked very hard for money and now you would like to enjoy using it. Thus why to waste your spending control on the high interest expenditure while there are lots of low interest cards available that will help you get most from your hard earn money? The low rate credit cards present various options that include immediate approval, balance transfer, fixed rate interest, as well .. (Credit)

3 Harmless Activities That Can Hurt Your Credit Score

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 Stephen Chua (October 08, 2008)  There are many things that can hurt your credit score. However, most of these things are seemingly harmless activities that you undertake. Here are three of them: 1) Asking for Too Many Loan Rate Quotes Online Getting a loan rate quote online is pretty easy. You can get a quote on your car loan, personal loan, student loan, or mortgage loan in seconds. Because of its ease and .. (Credit)

Credit Debt Connection Will Soon Be Broken

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 Tiffany Dow (October 02, 2008)  The burst bubble of the housing loan failures will affect more than just home loans. Banks - large banking conglomerates - have been sold down river due to their own insolvency. This all brought about by accumulation of risky loans and bad credit debt made in the last 10 years or more have pushed even the strongest financial institutions over the brink. What banks that are left for you . (Credit)

Woes From Retail Shops Means Money to You

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 Stephen Sikes (October 01, 2008)  The economic turmoil the country seems to be going through has everyone in a panic. One industry that is seeing more panic than many others is the retail industry. With the holiday season just around the corner, the retail federation is terrified that this will be one of the worst holiday selling slumps they can remember. With consumers in a tizzy, wondering what will happen to the .. (Credit)

Find Out How Long Late Payments Stay on Your Credit Report - Shocking Information Within!

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 Marc Sumner (September 30, 2008)  Have you ever stressed over a late payment for a credit card or a loan? Most people that are a few days late are instantly worried that it's going to go directly on their credit report making it nearly impossible to get extended credit ever again. I promise that after reading this article you will have a little bit better understanding of how credit reporting actually works for late .. (Credit)

Restoring Credit Rapidly is a Must in This Economy

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 Patrick Zanders (September 30, 2008)  If you have looked at the newspaper, watched television news, or listened to the radio lately, you know that the economic times are extremely tough right now. This is why it is imperative that you get your credit files in order. If you do, you can not only make it through these times, but you could make a hug amount of money as well. Let's take a look at the overall credit picture and .. (Credit)

Quick Credit Repair Tips

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 Tony Banks (September 29, 2008)  In order to clean up your credit you need to have the right information at your fingertips. There are many different ways to repair your credit and the method right for you depends on your individual situation. In this article I am going to give you a couple of tips to successfully repair your credit rating. The first step is to get your hands on a copy of your credit report, you need .. (Credit)

Credit Repair - Simple Credit Improvement Strategy

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 Tony Banks (September 29, 2008)  There are many different methods that can be used to improve your credit rating, in this article I will give you a few simple strategies you can use to accomplish this goal. The first thing you want to do is to get your hands on a copy of your credit report from the main three bureaus (Equifax, Transunion & Experian). If you already have a copy you want to review it and highlight .. (Credit)

What is a Credit Dispute and How Does it Work?

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 Tony Banks (September 29, 2008)  Your credit file is like any other document, the only difference is that it is for sale to institutions that may want to lend you money. These guys need a way to determine if you are going to pay them back and that's the whole purpose of credit reports. At the same time, there needs to be some sort of checks and balances in place to make sure that anyone cannot put negative items on .. (Credit)

Simple Method to Clean Up My Credit Report

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 Tony Banks (September 29, 2008)  There are different ways you can clean up your credit report. In this article I will share with you what I believe is the easiest way so that you can start to get approved for car, home and credit loans. The first thing you need to do is find out all the negative entries on your credit report, don't forget that you have three main credit reports (Transunion, Experian and Equifax) and .. (Credit)

Why Check Your Credit Report Regularly?

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 Cindy Morus (September 29, 2008)  Besides paying your bills regularly and on time, the single most important thing you can do to show that you are a good credit risk is to know what's in your credit report. Studies have shown that many credit files contain errors that can harm your credit rating, leading to rejections when you apply for loans, insurance or even a job. The errors range from simple human error to being .. (Credit)

Repairing My Credit to Qualify For a Mortgage Loan

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 Tony Banks (September 29, 2008)  Your credit is one of the factors that a lender will look at when qualifying you for a home loan. There are other factors such as your income as well as your assets. Credit is not the only factor but it does determine what interest rate you will receive. You want to try and remove as many negative items from your credit report as possible and there are a couple of ways to do this. If .. (Credit)

Credit Bureau Report Repair Tips

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 Tiffany Dow (September 29, 2008)  As the economy continues to go through major upheaval, banks are becoming increasingly reluctant to loan money - even to each other! The lending boom in which banks and lending institutions loaned money indiscriminately has led to a huge rise in home foreclosures, financial upheaval, and near disaster. The $700 billion bailout has been turned down, and the everyday person is left to .. (Credit)

Credit Scoring - How is it Calculated?

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 Tiffany Dow (September 29, 2008)  Anyone who has applied for credit knows that whether or not they get the loan, or the new credit card, or the mortgage, depends upon their credit score. Credit scoring is one of those mysterious things that only very few people understand fully. The most common measure of credit worthiness is the FICO score. It's a score created by the Fair Isaac Corporation and it's exact formula is .. (Credit)

Credit Bailout - What's Going to Happen to Consumers?

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 Tiffany Dow (September 29, 2008)  Forget about how it happened, or who is at fault. The fact is that currently the economy is in a bit of a mess, and ultimately we're all going to have to deal with it. One question on everyone's mind is, “What's going to happen with consumer credit?" If the banks are worried about lending even to each other, how are they going to lend to you - the little guys and gals? What will .. (Credit)

Small Scale Business Credit Card

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 W. M. Blake (September 28, 2008)  Sometimes small businesses do not have the money or credit to support all of their business needs. You need to have money to make money and with a small business credit card, businesses will be able to do just that. Business needs can be expensive and there are certain things that you must have in order to make your business work, and with a credit card, you can buy now and pay for it .. (Credit)

How to Clean Up My Credit Report

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 Tony Banks (September 28, 2008)  There are different strategies you can use to clean up your credit report, they key is to understand the route that is best for you. The first step to knowing the correct route is to find out what is on your report. Once you have an idea of what is on your report you can begin the process of cleaning your report. If you find that you have a lot of errors on your report, the process of .. (Credit)

Unsecured Credit Card

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 W. M. Blake (September 28, 2008)  An unsecured credit card is when you obtain credit without having to have money deposited into a savings or checking account. These types of credit cards do not require you to have a minimum balance so that you can use it. Unsecured credit cards are becoming the way of life. When you do not have cash to spend, put it on credit and pay for it later. How to Get an Unsecured Credit Card .. (Credit)

Stocks, Gold, Oil, the Dollar, and Inflation - A Potpourri in the Current "Unwinding of Debt" Crisis

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 John Reizner (September 28, 2008)  I think that common stocks will regain their bull market status in the future, but that time may be years away. Until then, I believe stocks may trade in a wide range without reaching significant new highs. I believe an environment may exist now where gold and oil resume in time their trend upward and finish the final vigorous stages of their bull market. But for now, we appear to be .. (Credit)

Starting From Scratch - Rebuilding Credit After Bankruptcy

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 Mary Wise (September 27, 2008)  After months of proceedings, your bankruptcy has been discharged. Now what? The process of rebuilding your post-bankruptcy credit score (which is probably around 400 right now) can prove to be one of the most confusing times of your (financial) life. Check Your Credit Report & Score The first item on your agenda should be to check your credit report and score. There are three major . (Credit)

Gas Credit Card With Fair Credit - Something to Learn More!

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 John F Smith (September 26, 2008)  In order to save, many people nowadays are wise enough to turn balance transfer gas credit cards. It's because a lot of mortgage companies are so inconsistent about whom they loan money to, not to mention the prices at $4 bucks a gallon people's credit card balances are piling up. There's no need to fret because there few credit cards that provide gas credit card with fair credit. To .. (Credit)

New to Business Credit Cards? Here's Your Guide!

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 John F Smith (September 26, 2008)  Are you engaged on a business but not yet decided to apply for business credit cards? You might want to consider this if you want more convenience and to take full advantage of your expenses. Nowadays, we are not sure of our financial stability most especially if you're into business. The unpredictability of the economy is always anticipated. That is why many businessmen are relying on .. (Credit)

Gas Cards - Are They Prepaid?

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 John F Smith (September 26, 2008)  Gas expenses are a part of our monthly budget. If you're in trouble managing your gas expenses, you might find help by getting yourself a gas credit card. But if you're still looking for a less hassle type of card, you can apply for prepaid gas card. However, considering a prepaid gas card application there are three essential things that you need to look for. A prepaid gas card must .. (Credit)

Building Business With Credit Cards

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 John F Smith (September 26, 2008)  Whether your business is newly established or constantly expanding, it's always an ideal way to ensure a business credit cards. Credit cards are handy to use for purchasing office supplies or funding company trips. So it is a must that you introduce your business in a system of credit cards. If you run your business with credit cards, you can enjoy the privilege of withdrawing the funds . (Credit)

Business Airline Credit Card

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 John F Smith (September 26, 2008)  There are two distinct types of credit cards to choose from. A sponsored card is the first type of business airline credit card which impressively gives air miles as bonuses for using their card. Needless to say, the card holder avails reward one air mile for every dollar spent. This type of the most popular and most preferred since they can be used on any number of different carriers. .. (Credit)

Gas Credit Cards Reward

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 John F Smith (September 26, 2008)  Gas credit cards are good investments when you're always in the mood for distance rides. In order to manage your gas expenses, using a gas credit card is an ideal way. Of course, there is nothing more satisfying than to avail the reward that you deserve for your expense. The best answer for this is simply to avail gas reward credit cards. The gas reward credit cards amazingly feature .. (Credit)

The Truth About Building Your Business Credit

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 Cash Miller (September 26, 2008)  All businesses need credit. And the process of building that credit starts in the very beginning of your businesses journey. There are different types of credit you'll develop over the life of your business. Some of the forms of business credit include secured credit lines with your bank, unsecured credit cards, vehicle leases or loans, supplier credit lines, and equipment leases. Each .. (Credit)

Avoiding Any Credit Card Fraud

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 Jennifer Quirk (September 25, 2008)  Did you know that it was possible to get yourself removed from around ninety five percent of the mailing lists in the United Kingdom, for no charge? The Direct marketing Association can sort this out for you. How about being able to speak to credit reference companies to confirm that the details they hold on you are completely correct and have not been edited? This too is available from . (Credit)

Business Card For Credit

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 John F Smith (September 25, 2008)  There are lots of business opportunities that have probably attracted many major and simple entities, however, most businessmen have got problems with their capital. When investing capital, you are almost like gambling what you have in your bank account since you are not sure about the returns. Sometimes, most rely on getting business card for credit to suffice the needed capital. Such .. (Credit)

Discount Gas Cards

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 John F Smith (September 25, 2008)  Discount anyone? It is actually a magic word for both shopaholics and budget conscious individuals. What discounts do is save our money in every product we purchase. And such is a good thing for every car owners out there who have been trying to make both ends in maintaining their precious ride. Believe it or not, even owners of luxurious vehicles would also grab a discount since money .. (Credit)

Gas Credit Cards

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 John F Smith (September 25, 2008)  There was a time when the credit cards that are issued by the oil companies are the ones used by the average drivers. That one gas credit card is the one used for all transactions when it comes to gas purchases. In fact when this type of card was introduced to them, this was their first interaction with the so-called credit cards. But this was a long time ago and many things have .. (Credit)

Student Credit Cards - The Latest in the Banking Business Today

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 John F Smith (September 25, 2008)  In malls and restaurants, you can see most professionals use credit cards instead of cash. It looks more elegant and sophisticated, right? Well, that privileged is not just granted to them, for even you can have one. The latest in the banking business today is the student credit card. Bank institution and issuers realized that students also need extra spending power to sustain their .. (Credit)

Credit Cards - The Good, the Bad and the Ugly

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 Lyn Bell (September 25, 2008)  Credit cards have changed the way we think about money. It's all too easy to bring out the credit card without thinking of the consequences. Today money owed to credit card companies is increasing around the world and is a major problem for consumers. Think of the days before these bits of plastic came into our lives. If you didn't have money you couldn't spend. Oh sure you could write . (Credit)

Prepaid Visa Travel Card - Things You Really Need to Know

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 Peter Lisdorf (September 23, 2008)  Traveling is one wonderful experience. Working all week long can be stressful because of the demands of your boss or of your client. Now before you lose your mind from all the pressure, you can find a respite from traveling. You can go to places you have never been in the country like Hawaii, Alaska, or Florida. Or you can check out places from neighboring countries Mexico and Canada. .. (Credit)

Getting Credit Without a Credit Rating

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 Caden Flynn (September 23, 2008)  "I don't have a credit history, so how can I get credit?" People who are attempting to open a credit account will most likely ask a question very similar to this one. The lack of credit can be as detrimental at times as having bad credit. That is, unless you find out how to convince a possible creditor that you are worth the risk. The crazy catch twenty-two: How is it possible to .. (Credit)

Credit Card Payments Provides Support For XL Travellers

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 Ruth J (September 23, 2008)  With the recent collapse of the XL travel company, several thousands of holiday makers have been left stranded and helpless. As many holidaymakers chose to organise their holidays, with independent travel operators, and without a travel agent; this choice, though cheaper, put them in a dangerous position. The finances that they used to pay for the holidays abroad will be lost as they .. (Credit)




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