Does your credit score need life support?
If so, chances are your sanity is suffering trauma and needs rescuing.
Your sanity is often the first to suffer when there is any pressure with personal finances. Sanity is vital to making good and timely decisions. If your credit score is in the poor or fair range, you need to get your sanity back so that you can get your credit score back to the good and even excellent range.
Try these 4 steps immediately and watch sanity start to return:
- Write everything down that is bothering you in a spiral notebook.
- Circle only one thing that you can fix today or tomorrow.
- Fix that and use your favorite color marker to highlight it done.
- Repeat steps 1-3 tomorrow.
This four step formula might seem oversimplified but it works like a shot of oxygen to a victim having an asthma attack. It's quick and to the point.
Of course, there's more that you can do but this gives immediate relief to sustain you until you can do more.
Be sure to use the spiral notebook and the highlighter that's your favorite color. These two things are very important.
The spiral notebook (the cheapest kind) is important because it keeps your list and your accomplishments all in one place. It eliminates a bunch of random sheets of paper to keep track of, adding to your angst.
The color of the highlighter is the most important of all, though.
Well, there's a psychology behind this that if we use the color we love the most, we will want to see it more. Every time you see this when marking off an accomplishment, you'll want to cover more and more space in your notebook. Very soon, you'll start accomplishing more just to be able to use and see the color that turns you on!
I bet you're getting your notebook and highlighter ready right now, aren't you? Hello, sanity!
Mary Theresa McLean coaches people through perplexing credit related dilemmas of life.
Learn more about restoring your credit and your sanity at http://www.CreditRepairMedic.com , Your First Response Team on the Financial Battlefield.