Did you know that the credit reporting agencies make mistakes and they do it on a regular basis? Plus you never know if someone is out there suing your information to get loans, credit cards, bank accounts, or other things. You need a free credit report and you are entitled to one every year.
If you want even more protections and help with dealing with fraud and other things that can ruin your credit, then you can sign up for a credit monitoring service. They will alert you anything someone pulls your credit or anytime there is a change to your report. This can be very beneficial to making sure your credit stays the way it should and spotting an identity thief early on.
Now if you just want your free report, then you have a couple of different options. You can sign up for a credit monitoring service that has a free 30 day trial, get your report, then cancel the service before the 30 days are up. This option is the easiest because you can do it from home, plus it is quick and you can try out the credit monitoring service to see if you like it or not.
If you do not want to give out your credit card information to get your free credit report, then you an get a free credit report from Experian or one of the other two credit reporting agencies. Just write them a letter and request a copy of your report. You can also do this if you have been turned down for anything because of your credit, like a loan, cell phone, or credit card.
Find out how to get your Free Credit Report and make it a Credit Monitoring Service . Go here for more info:
Credit Monitoring Service