Is your credit rating less than perfect, or how about just bad? If so you have probably been rejected while applying for a credit card. The problem is you did not apply to the correct credit card companies. You can be approved for an unsecured credit card even with poor credit. That sounds great but that isn't even the best part. The best part is you can rebuild your credit rating at the same time. It might take time; however every month you are in good standing your score will improve. Opening a Credit Card With Poor Credit There are many programs out there which are designed for people with low credit score. Most programs will begin with a low limit which will increase over time. It is the credit card companies of minimizing their risk. Remember they don't know YOU only your credit score. So now you have a low credit limit card. Now you need to work on increasing that limit. Do this by making small purchases and then paying the balance off in full.
After a few months of this process you should be able to request a larger limit, however do go maxing it out and not paying it off. That is how you got into this! If your credit score is too bad you might have to apply for a secure credit card. Don't let the name fool you it isn't that bad. A secure credit card is ensuring you will pay the balance back to the bank. This is done by setting up a “savings account" with the bank, usually in the sum on $100-$300.
If you make on-time payments for six months you might start receiving offers for unsecured credit cards.
There are credit card offer for people with poor credit . And even credit cards for people with bad credit .
Easycreditcardsnow is a site helping people with bad credit obtain the credit cards they need.