Already on ArticleSlash?

Forgot your password? Sign Up

Credit Card Guides - Wish I Had One Of These Sooner!

 


Visitors: 175

Credit cards can be useful, so long as a person doesn't get carried away and keeps his or her spending habits under control. When I turned eighteen, I got my first credit card. Although the financial freedom was nice, that wasn't my primary goal in acquiring a credit card. My financial advisor suggested that I get one in order to build up a good credit rating, so that's what I did.

I had a simple credit card for my first card. There was a low limit on it, and I was a student just starting university. I was fine by that because I didn't plan to make any major purchases at the time. By keeping my limit low it kept my spending habits in check so I would not amass a large amount of debt later.

You can find credit card apps offering just about any option you could imagine. Examine the different companies carefully, and you will find “cash back" deals, programs offering airline miles and points programs towards different goods and services. However, you need to read the fine print before choosing on a single card. This is why credit card guides are invaluable.

The information provided by credit-cardguides includes various promotions, deals, and reward packages to benefit you. It would be to your advantage to read credit-cardguides before deciding, considering how many different credit card and plans are available today.

It's imperative that you find a card that matches up with your lifestyle, income and spending habits. You should avoid making a decision until you think you've gained enough information. And whatever you decide, don't sign up for the first credit card promotion that comes your way. Instead, take the time to do your homework!

It's important not to kid yourself when it comes to budgeting. Prepare for unforeseen expenses when you figure out how much you will be spending, and be careful to go with a low figure for your estimated future earnings. Remember to hope for the best, but prepare for the worst.

Once you've determined what it is you need, you'll be better equipped to make an educated decision. Talk with Credit-CardGuides.com, your financial advisor and even with family and friends. Learn what has worked for them and what hasn't. Think about whether the same will be true for you. Remember, it never hurts to get a second or third or even fourth opinion!

When you ask the right questions, and get expert help, finding a credit card that's suited to your needs can be pretty easy. If you know where to search for information, you'll soon find lots of helpful websites and other resources, and those resources will guide you through the process. If you do your research before getting a credit card, you'll be able to safeguard your assets and credit rating, and you'll be happy with the end result!

Find articles covering every topic related to credit cards at Credit-CardGuides.com , a virtual credit card clearinghouse chockful of helpful information on choosing the credit card offers that best meet your needs, as well as links to low APR credit card apps and the most popular unsecured credit card applications.

(547)

Article Source:


 
Rate this Article: 
 
Credit Card Debt Consolidation - Getting Out Of The Nasty Trap Of Credit Card ..
Rated 4 / 5
based on 5 votes
ArticleSlash

Related Articles:

Credit Card Fine Prints - How They Affect The Intro Apr, Annual Fees And Credit .

by: Duran Mueller (May 29, 2007) 
(Finance)

Benefits Of Using A Credit Card Debt Consolidation Agency To Manage Multiple ..

by: Duran Mueller (June 07, 2007) 
(Finance)

Credit Card Debt Consolidation Loan – Helps You To Consolidate All Credit ..

by: Apurva Shree (April 03, 2007) 
(Finance)

Credit Card Debt Solutions - Legal Ways to Eliminate Credit Card Debts

by: Matt Couch (March 25, 2010) 
(Finance/Debt Consolidation)

Erase Credit Card Debts - How to Reduce Credit Card Debt and Legally Never Pay ..

by: Matt Couch (November 26, 2009) 
(Finance/Debt Management)

Credit Card Debt Calculator - Calculate Your Savings On Credit Card Bill ..

by: Apurva Shree (December 17, 2007) 
(Finance/Credit)

Credit Card Processing For Business - Secrets Your Credit Card Processor Hopes ..

by: Barry Godofsky (January 01, 2008) 
(Finance/Credit)

The Best Balance Transfer Credit Card Can Often Times Be The Words Purchase ..

by: Adam Carnegie (April 10, 2008) 
(Finance/Credit Tips)

10 Important Questions To Ask The Credit Card Agents To Find The Right Credit ..

by: Duran Mueller (June 13, 2007) 
(Finance/Credit)

Credit Card Debt Consolidation - Getting Out Of The Nasty Trap Of Credit Card ..

by: Asheesh Mani (December 20, 2007) 
(Finance/Debt Consolidation)