Online Credit Reports


Visitors: 134

The three organizations that keep track of people’s credit histories in America are Equifax, Experian and Trans Union. One can obtain a credit report from these companies with a simple application. The Fair Credit Reporting Act has necessitated credit organizations to provide people with their credit reports, free of charge, once annually. These credit reports can be obtained over the Internet.

A person can apply for a credit report from any one of these companies or from all three of them. However, ordering credit reports from all three companies is a time consuming job. There are certain online companies who provide credit reports from the three companies if needed. An order can be placed through an online application by furnishing personal and financial details.

Online credit reports have certain advantages over printed credit reports that are received by conventional mail. One of them is that the credit reports are updated, and there is no time lag as in printed credit reports. Also it saves the hassle of contacting three companies individually. People who order online credit reports from the three companies usually do so on a rotating basis, i. e. after a period of four months, so that they are always updated about their credit worthiness.

There is a lot of detail that is mentioned in an online credit report. The report clearly indicates the number of active accounts a person has and the balances and transactions in each for a stipulated time. Missed payments, late payments and bankruptcies are also listed. The names of the firms that have reported credit, as well as those who have made inquiries are mentioned in online credit reports.

Ordering online credit reports is catching on. To date, about 8 million people have ordered credit reports via the Internet through various agencies.

Online Credit Reports provides detailed information on Online Credit Reports, Online Instant Credit Reports, Free Online Credit Reports, Online Business Credit Reports and more. Online Credit Reports is affiliated with Major Credit Bureaus .


Article Source:

Rate this Article: 
Bad Credit - Credit Repair - 3 Simple Steps To Remove Bad Credit From Your ..
Rated 4 / 5
based on 5 votes

Related Articles:

How To Get Free UK Credit Reports Online

by: Ann Born (August 21, 2006) 

Online Instant Credit Reports

by: Thomas Morva (July 26, 2006) 

Online credit reports in India

by: Aparna Ramachandra (March 04, 2012) 

Free Online Credit Reports

by: Thomas Morva (August 16, 2006) 

Online Credit Report and Online Credit Reports

by: Christian N (August 23, 2005) 

Getting Free Online Canadian Credit Reports

by: Ann Born (August 24, 2006) 

Get 3 Free Online Credit Reports With Score

by: Ann Born (September 06, 2006) 

Credit Reports Online Are Free, Easy and Quick!

by: Melanie Ullman (September 16, 2008) 
(Finance/Credit Tips)

Credit Bureau Reports and Your Credit Rating - Do You Understand Your Credit ..

by: Marilyn Katz (January 30, 2008) 

Bad Credit - Credit Repair - 3 Simple Steps To Remove Bad Credit From Your ..

by: Tim Irish (March 06, 2008)