Already on ArticleSlash?

Forgot your password? Sign Up

Credit Card Tips to Make Business Travel Easier

Aman Khanna
 


Visitors: 121

Credit cards are a great financial tool, which can help you meet both – your everyday expenses and the occasional luxury purchases. They come with many features like easy cash withdrawal, credit to emergency loan conversion, EMI finance options, low annual fees, etc. , along with the best discounts, cashbacks and rewards. The Bajaj Finserv RBL Bank Supercard provides all the above features, and more.

Credit cards also amazing for people constantly traveling for work, as they include many travel-friendly features like airport lounge access, milestone bonuses, etc. So, if you are among the many who constantly navigate the skies for business/work purposes, here are a few credit card tips to consider:

Stay Flexible

Staying loyal to an airline isn’t as rewarding as before. You need more frequent flier miles than ever, to get award tickets, and there are also fewer upgrades available to elite fliers now.

However, certain credit cards also offer such reward points for purchases related to travel. So, travelers can earn flexible travel points from these programs, that can be redeemed for a variety of travel related purposes. This way you’re also not stuck with a single airline policy if it starts providing fewer benefits.

For example, the Bajaj Finserv Super Card provides heavy rewards on reaching annual milestones. You can get 10,000 reward points on a monthly spend of Rs. 2,50,000, along with an additional 10,000 on spending Rs. 4,00,000. Further, you can also get an extra 10,000 reward points on spending Rs. 5,00,000 in a year.

Maximize Your Miles

Another tip is to use travel credit cards that offer ‘miles’ as rewards. These miles each equal to a certain amount of money, usually less than 1 rupee. This program, therefore, allows you to book your award travel the same way you would other reservations. You can also earn additional points/ miles on travel, when you book using award points.

Build Points Outside The Airport

You can compound your travel points on your credit card outside the airport as well, and one of the best places to do so is the grocery store. Use your credit card to purchase items at a grocery store or a supermarket and crank up your reward points. However, be sure to use credit cards that have a lower (or waives off) the foreign transaction fee, which may reduce the points you can get.

For example, the Bajaj Finserv Super Card offers 2 reward points for every Rs.100 spent on a regular purchase, and 4 reward points for every Rs.100 spent on online usage.

Don’t Pass Up Cheap Fares For Points

Just because a costly ticket may give you reward points, don’t purchase it if you have a much cheaper alternative available. It is good to have a strategy to earn points, but remember that each point is only worth a about Rs. 0.30. So paying a ton of money just to earn points may not really be worth it.

Forget About Fees

With credit card reward points, you can forget about having to pay airline fees. Most credit cards come with a certain amount to be paid as fees for checked bags, ticket changes, and in-flight purchases of meals and drinks. You can cover virtually any airline charge- including ticket purchases- with these fee rewards.

You can also get offers on other purchases like movie tickets, fuel for your vehicle, and so on.

Use Apps To Track Your Miles

You should keep track of your miles and credit card reward points, as they can be worth quite a lot of money. To do so, simply sign up for a miles-tracking site, or download an app to do so. That way, you can keep track of all your miles from all your different accounts.

Get Access To The Airport Lounge

Credit cards usually provide all kinds of privileges to their holders, including access to airport lounges. For example, Bajaj Finserv RBL Bank Supercard offer complimentary access to airport lounges around 4 times a year, and provides paid access all year around.

Thus, you get a lot of travel privileges with credit cards. Simply, remember to repay all your EMIs on time to continue accessing them.

(792)

Article Source:


 
Rate this Article: 
 
Here Are Some Great Travel Accessories To Make Your Vacation Easier, More ..
Rated 4 / 5
based on 5 votes
ArticleSlash

Related Articles:

The ANZ Gold card is a Flexible Credit Card with Plentiful Benefits and Travel ..

by: Richard Gilliland (June 29, 2007) 
(Finance/Credit)

Tips To Make The Most Out Of Your Credit Card And Cut On Interests

by: Jess Peterson (June 29, 2007) 
(Finance/Credit)

Credit Card Processing For Business - Secrets Your Credit Card Processor Hopes ..

by: Barry Godofsky (January 02, 2008) 
(Finance/Credit)

Using a Credit Card on the Internet Making Life Easier

by: Nick Makaryk (July 09, 2008) 
(Finance/Credit Tips)

Important Tips to Know When Choosing a Business Credit Card

by: Pauline Go (January 07, 2008) 
(Finance/Credit)

The ANZ Frequent Flyer Credit Card Makes Traveling Easier...and Cheaper!

by: Richard Gilliland (June 29, 2007) 
(Finance/Credit)

Help Make Flight Travel Easier By Employing 5 Simple Suggestions

by: Kathy Hupp (May 07, 2010) 
(Travel and Leisure/Airline Travel)

Credit Card Travel Rewards

by: James Griffiths (July 06, 2008) 
(Finance/Credit)

Blackberry Applications Makes Your Business Travel Easier

by: Terry Silva (August 23, 2010) 
(Business/Small Business)

Here Are Some Great Travel Accessories To Make Your Vacation Easier, More ..

by: Dorothy Yamich (January 30, 2009) 
(Travel and Leisure/Destination Tips)