Are you a consumer who is struggling with a low FICO score and looking for tips to get those scores back up? If you are then keep reading because i will go over a simple plan below that is basically credit repair made simple.
How You Start The Process
First before you can do anything you need to determine why your scores are bad. The only way you can do this is to get buy a copy of your most recent credit report, you can easily buy one online. When you get this report look it over for negative accounts and incorrect information and record this information. The next step is to dispute the information in an attempt to get some or all of these items removed.
The Next Step
Once you start the process of disputing your negative items you should also come up with a plan to pay down any consumer debt that you have. The goal is to get your balances below 45% of the account limit. Any higher then this and your credit scores will go down, and if your cards are maxed they will really hurt your credit rating so pay them down!
Rebuilding Your Foundation
In addition to paying down your debt and disputing negative items you also need to establish some new and positive accounts and activity on your report. This is easily done with secured charge cards. These cards have small limits of a few hundred dollars and require you to deposit a cash security deposit with the lender that is equal to the limit. These cards when used correctly will boost your scores and help you re establish yourself.
How To Make The Process Easier
You may also want to get a good self credit repairing course that will help guide you through the entire process from start to finish and give yo many great tips to use throughout the process. While you can do it without a kit it is very convenient to have one as it will put all the information you need in one easy to reference spot!
Where Can I Learn More About Credit Repair Ktis
You can get more Self Credit Repair tips and advice and read reviews of the top credit repair systems at http://www.selfcreditrepairkits.com where we make self credit repair easy