Not many people know that you can actually repair your credit yourself and do all the things a credit repair company would charge you thousands to do. The reason you can repair your credit on your own is because of the FCRA law congress passed. The law allows you to dispute items on your credit report and there is a process all credit bureaus must follow when they receive these disputes from customers. The problem is that the few people that do know they can repair their credit don't have all the tools to do so effectively. A complete credit repair guide must include any and everything that pertains to increasing your credit score.
Keep in mind there are multiple factors that affect your credit scores and a change in any of these factors can either send your credit score up or down. It is important that you know what all these factors are so you can make informed decisions before you begin to repair your credit.
A complete credit repair kit should contain all the sample letter you need to correspond with the credit bureaus, as well as how to respond to any answers they give you when you do send them letters. The bureaus may try and say your dispute is “frivolous" and it is important that you know the proper way to counter their claim and even avoid it all together when you begin to repair your credit files.
Your credit repair kit needs to also be simple to understand and should have step-by-step instructions that walk you through the whole process from beginning to end.
To learn how to raise your credit score 249 points in 29 days and get approved for that car, home or credit card loan you need, click here to get started today.