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Articles about or concerning Credit Tips, Improving Credit Scores, Credit Agencies, Credit Building Tips, Credit Repair, Credit Agencies, and anything related to offering advice on Credit.
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Credit Card Tips to Make Business Travel Easier

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 Aman Khanna (March 22, 2018)  Credit cards are a great financial tool, which can help you meet both – your everyday expenses and the occasional luxury purchases. They come with many features like easy cash withdrawal, credit to emergency loan conversion, EMI finance options, low annual fees, etc. , along with the best discounts, cashbacks and rewards. The Bajaj Finserv RBL Bank Supercard provides all the above . (Credit Tips)

Purchase Order Funding A Helpful Option For The Startups

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 James Darrel (June 11, 2014)  OverviewA choice of procuring short term finances for businesses that require money to fill customer orders at a commission fee is known as purchase order funding (POF). Businesses or trades often face financial crunches at times. It so happens that sometimes there is not sufficient funds to run a business covering all expenses. This would result in un-fulfillment of a cliental order .. (Credit Tips)

A dog bite can hurt you financially

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 Niall Mckibbin (April 08, 2014)  Have you ever considered that if your dog bites someone, it could have a serious financial impact? As a dog can not be held accountable for its actions, it is the dog’s owner who has to bear the brunt if the dog bites a person. The dog owner is liable to pay for dog-induced injuries and other court liabilities in such cases. In fact, the law protects the rights of the victim of a .. (Credit Tips)

Is Your Credit Smelling Less Then Sweet? Try These Tips To Fix It

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 Carrie Westengate (July 30, 2012)  A large number of people now use these credit repair services. Whether you need a small boost to rent an apartment, or a huge boost to qualify for an awesome mortgage rate, you can get there by making use of this practical advice. You should always check on your credit score. You can do this by obtaining a credit report. You can obtain a free report copy through a number of different .. (Credit Tips)

Make payment through online credit card and ACH processing

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 Sarah Cook (May 02, 2012)  E-payment is the latest mode of making payment in this world of advanced technology. As a part of this e-payment technology, ACH processing is adopted. ACH stands for Automated Clearing House. This kind of processing is the perfect way of collecting or sending payment of any sum and at any time. ACH processing allows people to carry on credit and debit checking of savings account. This . (Credit Tips)

Personal Finance Methods For Addressing Your Credit History

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 Carrie Westengate (May 01, 2012)  As you are fixing your personal finances, one of the main facets you must consider is your credit ratings. Without proper upkeep of your credit, it could totally ruin your financial future. Continue reading to find helpful hints for taking better care of your credit. What's the point of having a high credit rating in the first place? Well, to start with, unless you pay cash for a .. (Credit Tips)

Credit Card Debt as a silent financial killer

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 Carrie Westengate (March 14, 2012)  Technology feeds on people’s undying thirst for anything that is easy, instant, and handy. More often than not, it also causes these people a lot of financial trouble through credit card debt. Credit Card convenience versus Credit Card debt We quite often see individuals take out the “plastic” to fund nearly everything they want. When it merely requires a fast swipe .. (Credit Tips)

The Best Way to Efficiently Supercharge Your Credit Rating

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 Kevin Jeffers (January 31, 2012)  Your credit ranking can help determine whether or not you are credit worthy. Those with bad credit scoring typically find that it's tougher or even impossible to find a loan merchant who'd be ready to provide that loan or perhaps a credit. Their only alternative would be cash advance loans, which often have enormous rates of interest and very small limit of cash it's possible to take a .. (Credit Tips)

Reducing Your Charge Card Interest Rate Made Easier

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 Joshua Rodriguez (October 26, 2011)  It is no secret that the annual percentage rate on a credit card account is the way the bank issuing the charge card makes their money from loaning through that card. The higher the annual percentage rate on a charge card account, the more money the bank will make when consumers borrow cash using their plastic! However, this means that the higher the annual percentage rate is, the more .. (Credit Tips)

What to Know when Comparing Charge Card Accounts

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 Joshua Rodriguez (October 26, 2011)  It is no secret that credit cards have become an important aspect of the average people lifestyle. As a matter of fact, statistics say that currently the average consumer carries a few thousand dollars in credit card debt. However, for those people who are new to charge cards, it is important that they choose the best charge card account for them when they pick their first one. .. (Credit Tips)

2011 Free Credit Report Guide

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 Cody Holpp (October 25, 2011)  Credit report has the nuances that will help all the lenders discriminate between people who pay their debts on time from those who avoid repayment. The credit score is a number which determines the credibility of an individual. This is done by maintaining a record which consists of all the details regarding the transactions held by the individual or company. It also keeps track of any .. (Credit Tips)

High Credit Scores at Low Costs

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 Cody Holpp (October 25, 2011)  A credit report can be termed as a value that helps in establishing the ability of a person to repay a debt that is being borrowed either from a bank or a lender. It is also utilized by various credit card companies that provide several incentives and high credit limit based on the credit score. The higher the credit score, the bigger the benefits offered by the lending organizations. .. (Credit Tips)

Debt Relief With Balance Transfer Credit Cards

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 Joshua Rodriguez (October 24, 2011)  Unfortunately, many people have found themselves in financial positions they never thought they would have to deal with thanks to the financial recession that we have been dealing with for the past few years. With charge card bills mounting, many consumers have found themselves looking into the different debt relief options they may have. Not being ready to close charge card account .. (Credit Tips)

How Consumers Can Rebuild Bad Credit Using Credit Cards

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 Joshua Rodriguez (October 06, 2011)  It's an unfortunate reality that people have been facing a world wide financial recession for some time. This financial recession has forced many people into a financial hardship that they thought they would never have to face. However, now that these Americans have overcome the financial hardships behind them, it's time to start a new life when it comes to credit scores. Once a .. (Credit Tips)

How to Repair Your Credit

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 Deborah Dera (March 10, 2011)  Perhaps you knew what you were doing when you used your credit cards to buy things you really couldn't afford. Maybe you were never taught about money management. You may have even tried to use your credit cards to finance your life during a time of need – after a job loss or financial emergency. Regardless of the reason, your credit is now shot. The good news is that repairing .. (Credit Tips)

What Every Parents Must Know About Student Credit Cards

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 Sammie Wilson (March 02, 2011)  Parents can make a big difference in helping young people stay away from bad debt. While some may totally disregard the idea of allowing students to handle their own accounts, owning one can actually be beneficial. Below are useful tips for parents with kids who have an account: Ease and safety. Using a credit line is a much safer mode of payment for youngsters compared to bringing .. (Credit Tips)

Wise Spending Tips for Students with Credit Cards

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 Sammie Wilson (February 24, 2011)  College credit cards are wonderful tools for building history. Students have the opportunity to open a non-secured credit card account despite the absence of credit history. And it is the only time when you can get approved for an unsecured account without difficulty. Nevertheless, building solid credit will depend on how well you use your account. If a teenager gets in the habit of .. (Credit Tips)

Why Are Triple Credit Scores Important?

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 Nick S (December 16, 2010)  It’s crucial to realize that you have more than one credit score. Each of the three major credit reporting bureaus; Equifax, Experian, and Transunion produce separate credit scores from each other. These triple credit scores are important in order to gain a much more complete picture of your credit profile. Your credit scores have many purposes and uses. Many institutions will .. (Credit Tips)

How To Repair Your Credit Score

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 Matt Triplett (December 13, 2010)  Your credit score is one of the most important numbers in your life. It can help and make your future through what credit you are able to get and what you are denied from getting. So isn't it scary that a majority of Americans don't even know their own credit scores. It is even scarier to know that 79% of all credit reports contain errors. That means 3 out of 4 credit scores are wrong. .. (Credit Tips)

Credit Card Debt - Little Known Secrets to Stay Out of Trouble

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 Glenn Medlin (November 18, 2010)  Credit card debt has almost become a modern day disease for the overwhelming majority of everyday wage earners. Marriages have been ruined by it, family bonds have been severed because of it, and lifelong dreams have been destroyed by its mere existence. So what exactly are the causes of credit card debt? How does a person find himself drowning in perpetual credit card bills? There are . (Credit Tips)

How to Improve Bad Credit Loan

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 Shristy Chandran (September 25, 2010)  Are you suffering from bad credit standing? If yes, then you are surely experiencing hardship in paying cash during emergency situation, then bad credit loan can really help you with your problem. This kind of loan is especially designed for people who do not always have cash on hands. This will give you the opportunity to acquire the cash that you need during emergency situation. This .. (Credit Tips)

Introduction of debt relief

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 Grace Hood (June 02, 2010)  Consumers should know that debt relief is the partial or total forgiveness of debt, or can say the slowing or stopping of debt growth, owed by individuals, corporations, and nations. Traditional debt relief is also known in the form of domestic debts, agricultural debts and freeing of debt slaves. Before going for opting any kind of debt its important to know the debt relief various .. (Credit Tips)

Introduction of Credit card debt

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 Grace Hood (June 02, 2010)  Informally Credit card debt is an example of unsecured debt, accessed through credit cards by the consumer. One should know that debt occurs when the consumer a credit card company buys an item or service through the card system. The debt accumulates and increases via interest and penalties, in the case when the consumer of the credit card does not pay the company for the money he has .. (Credit Tips)

Introduction of bad debt

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 Grace Hood (June 02, 2010)  Generally public never aware of such financial terms whether its credit card, credit card debt, good and bad debt, and much more. Bad debt is defined as an amount that is written off by the business as a loss to the business and classified as an expense because the debt owed to the business is unable to be collected, and all reasonable efforts have been exhausted to collect the amount .. (Credit Tips)

How to Credit Repair - Collections, Duplicates, Charge offs Quickly

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 Rene C. Alexander (May 22, 2010)  This is a quick article on how to credit repair the most common problems on credit reports. I have been working on my own credit for a year now and have seen much improvement from where it was. If you want to gradually repair your credit, you can do it. Without the high cost of a company doing it for you! Spending a little time to understand credit will go a long way for you. How to .. (Credit Tips)

Credit Repair Made Easy - Self Credit Repair Tips To Make Your FICO Scores Increase fast

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 Mike Miller (April 29, 2010)  Are you a consumer who is struggling with a low FICO score and looking for tips to get those scores back up? If you are then keep reading because i will go over a simple plan below that is basically credit repair made simple. How You Start The Process First before you can do anything you need to determine why your scores are bad. The only way you can do this is to get buy a copy of .. (Credit Tips)

Paying for Large Purchases

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 Adam R. Singleton (April 28, 2010)  Having a credit card is one of the easiest ways of obtaining credit and if you know how to use yours wisely, you can benefit in a whole host of different ways. You can use your credit card to pay for everyday bits and bobs like grocery shopping or restaurant bills as well as larger one off purchases such as flights, hotels bills or even to buy a car or any household items you need. .. (Credit Tips)

Proven Credit Repair Kits - What Self Credit Repair Systems Is The Best

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 Mike Miller (April 28, 2010)  Employing a proven credit repair kit is important if you are going to be successful with improving your Credit ratings the diy way and steering clear of over priced fico fixing credit repair companies. In spite of this with so many of these system for sale how do you distinguish what one of these systems will be the best fit for you? 37 Days To Clean Credit- This is by far one of the .. (Credit Tips)

Make your Credit Card Rewarding

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 Adam R. Singleton (December 15, 2009)  There are many reasons why people choose different credit cards and one is the possible rewards that they can obtain. Some rewards are in the form of cashback and others offer redemption schemes, such as air miles or points that can be traded-in at high street or online stores. The forerunner of credit card rewards schemes was the frequent flyer miles initiatives, where in return for .. (Credit Tips)

Internet Fraud Protection for Credit Cards

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 Adam R. Singleton (November 30, 2009)  Advertising revenues generated on the internet recently overtook TV to become the UK's leading medium, proving the overwhelming popularity of the web when it comes to buying goods and services online. Recent figures published by accountants PriceWaterhouseCooper showed that in the first six months of 2009 internet advertising accounted for 23.5% of total UK advertising spend amounting .. (Credit Tips)

Improve Your Prospects By Monitoring Your Credit rating

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 Adam R. Singleton (November 26, 2009)  Your credit rating is a score that is based on your personal history with money. It's something that is built up about you without you needing to do anything out of the ordinary, but it's very important nonetheless. Your credit rating can have an effect on all walks of life, and if you have a good one you could find it far easier to secure loans, services and even jobs, than someone .. (Credit Tips)

The Advantages of Having Card Protection

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 Adam R. Singleton (November 18, 2009)  Finding out that your cards have been lost or stolen is not only stressful but also time-consuming to deal with. In addition to cancelling all your bank, credit and store cards, you will have to order new ones. You may be at risk of losing your money if someone has taken your cards in an attempt to use them fraudulently. That’s why it can be a good idea to invest in some sort of .. (Credit Tips)

Top Tips for Finding the Best Credit Card Deal

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 Adam R. Singleton (July 31, 2009)  There are thousands of credit card deals available in the marketplace and without the right approach it is very easy to become lost and confused. Indeed, with each package offering different incentives, rates of interest and fees, it can be difficult to know which one will offer you the best solution for your monetary needs. But, with a bit of patience and a dose of common sense, it .. (Credit Tips)

How does Your Credit Rating Score?

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 Adam R. Singleton (July 21, 2009)  There are many processes in life that require a credit check to be carried out; loan or mortgage applications, renting a property and even applying for a mobile telephone contract. Keeping your credit rating healthy means you should not stumble upon any hurdles when it comes to having your credit history checked. It’s important to understand how your credit rating works and what .. (Credit Tips)

Credit Scores and How to Evaluate Yours

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 Morgan Braddock (July 14, 2009)  Good credit scores have almost become the new university degrees- with that piece of paper, you can get almost anything you want, with success. Many of us have had at least one credit score- you need it for any loan, signing up for utilities or even renting/leasing. However, in these times of economic troubles, your credit score can almost make or break you. Here's how to evaluate your .. (Credit Tips)

Airmiles Credit Cards: A Smart Way to Save and Gain Rewards

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 Adam R. Singleton (July 13, 2009)  With the economy continuing on a downward slide it pays to take advantage of savings opportunities in every way possible. For some consumers this might simply entail cutting down on daily expenditures - such as food and utility bills - while for others saving means holding off on larger costs such as family holidays and investments. Still, for many consumers saving opportunities equate .. (Credit Tips)

Playing Your Credit Cards Right

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 Adam R. Singleton (July 09, 2009)  Credit cards have a variety of uses in modern day living, for example you might need to book flights for which you don’t have the money upfront. In this situation you could use your credit card to make the purchase and then pay the balance off each month until you’re back at zero. A major bonus of credit cards is the fact they are accepted all over the world from Australia .. (Credit Tips)

Simple Steps to Improving your Credit Rating

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 Adam R. Singleton (May 29, 2009)  The first step to improving your credit rating is to check your credit report. This contains the history of your credit accounts and repayment record and is one of the main sources of information used to calculate your credit score. Make sure it’s accurate and up-to-date and if you disagree with anything, contact the relevant lender, explain the problem and ask them to remove or .. (Credit Tips)

What to Do if You Lose Your Credit Card

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 Adam R. Singleton (May 28, 2009)  Not knowing if you have lost your credit card or whether it’s been stolen from you without your knowledge proves a stressful situation for anyone. It is important to act quickly and sensibly to ensure your losses and stress levels are kept to a minimum. As with many things in life, prevention is better than cure, so you should first of all take some steps to minimise the .. (Credit Tips)

The Benefits of Online Credit Cards

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 Adam R. Singleton (May 19, 2009)  Say the words “credit card" to most people and they'll shudder briefly before launching into their own tale of woe including steep interest rates and never ending bill payments. It's a sad fact that many people don't fare well with credit cards, mainly due to poor planning with repayments. Credit cards themselves are actually incredibly useful money accounts, where banks lend you .. (Credit Tips)

Choosing the Right Credit Card For Your Lifestyle

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 Jason V Hill (January 16, 2009)  With all of the choices in credit cards today, it is easy to get caught up in the race for which one has the best rate and fail to consider the other options that may help you select a credit card that is better geared for your lifestyle. Low Interest Rate Make no mistake. A low interest rate is critical in selecting a credit card company. Your overall credit rating will help you .. (Credit Tips)

Good Credit Card Offers and a Good Credit Score Will Make You Feel Good

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 Mary Theresa McLean (January 16, 2009)  Most people want to feel good.   Some people today are walking around feeling not so good because they have a bad credit score.   Others have a high rate of stress because they're getting poor credit card offers or in some cases, none at all. There is a way to change all of this.   Get your credit score in the good range and you'll start smiling when you look in your mailbox.   The . (Credit Tips)

Dave Ramsey - Can He Really Relieve Your Credit Card Debt?

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 Brett Habing (January 16, 2009)  Dave Ramsey is one of the first names that popped up when you started searching the web for advice for your debt relief. What makes his program any different from the many others? Is he just another financially smart guy taking advantage of those less savvy? I'm not on Dave's preferred financial counselor list, but I have recognized the benefits of his program over others. Here are some . (Credit Tips)

Free Credit Report - The Best Way to Check on Your Credit Score While Applying For Loans

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 Bob Randooke (December 17, 2008)  During these troubled times it is getting increasingly difficult to get a business loan on almost anything from a mortgage loan to a small business loan to purchase a new business. The federal reserve is trying its best to loosen the credit markets but I don't think that credit will really flow freely until the current foreclosure glutt works its way through the system but that doesn't .. (Credit Tips)

Secured Credit Cards Can Improve Your Credit Score

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 Rick Goldfeller (December 15, 2008)  If you're the kind of person that lives off borrowed money, as in cash that's extended from different lending companies, you are lucky - why? Because you of all the billions of people out there have a deeper understanding of the importance of credit history. Everyone that patronizes the services of this creditors knows that having a good credit score is but of the utmost importance when . (Credit Tips)

How to Determine Your Credit Rating

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 Michael Strauss (December 15, 2008)  Do you know your credit score? It's the three-digit number that tells lenders whether or not you're a good candidate for credit. Your number can range from 300 to 800. If you've made payments on time and haven't maxed out your credit cards, your credit score will be near the higher end. If, on the other hand, you've got delinquent or defaulted accounts or a large amount of debt, your .. (Credit Tips)

Low Interest on Credit Cards Means Savings

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 Rick Goldfeller (December 15, 2008)  People these days are somewhat dependent on their credit cards. They usually buy items from stores using the tool. Credit cards have become popular because of its uses. It is very beneficial to those who mostly rely on borrowings in order to manage finances. There are many credit card companies offering the tool to everyone interested. They are very much willing to give you a line of .. (Credit Tips)

Absolutely Free Credit Report

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 Hector Milla (November 10, 2008)  Considering the difficult economic times we are living, things like checking your credit report has become a need, because if you want to apply for any kind of loan, you will be checked by lenders and according to your credit records, specifically your credit score, you will be charged with an interest rate, then question like is an absolutely free credit report useful? remains. You .. (Credit Tips)

10 Keys to Jumpstart Your Business Credit Now!

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 La Shannon Martin (November 04, 2008)  1. Set up the proper business structure and take basic steps to ensure your business appears real and stable. 2. Get Your EIN Number from the IRS. ( Federal Tax ID) you can obtain this online. 3. Obtain proper occupational licenses to run your business legally. 4. Set up your business phone service and get listed with directory assistance in the businesses’ name. 5. Set up .. (Credit Tips)

Does Paying Off Your Credit Card Debt Have to Be Hard?

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 Darren Cason (November 04, 2008)  Paying off your credit card debts can seem like an impossible task. However, you are not alone if you have credit card debt. Many thousands of people have fallen into debt with credit cards; many probably have even more debt than you do. All of these people are trying to get rid of their debt, but are having a hard time finding a solution. However, if you follow several simple steps, .. (Credit Tips)




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