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Bankruptcy Personal & Finance Article Category 

Articles about or concerning Personal Bankruptcy, Filing Chapter 7, Steps to Filing, Pros and Cons of Filing, Laws on Bankruptcy, How Bankruptcy affects your Credit.
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Rock Solid Tips For Avoiding Personal Bankruptcy

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 Carrie Westengate (July 27, 2012)  Bankruptcy effects a myriad of people each with different financial situations. It is important to know what steps to take when your circumstances change and there's nothing you can do about it. If you have found yourself facing bankruptcy, this article can help you know what you should do. Once you have filed for bankruptcy, it is crucial that you know about any new debts you may take . (Bankruptcy Personal)

Pro-Active Solutech is an experienced team of Management Consultant.

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 Elan Thevan (December 08, 2011)  XBRL is a new global standard in how financial and business information is reported and shared with others that makes establishing a dialog with investors easier, faster and more accurate than ever before. Companies that have an internal audit process sometimes find that it is not as effective as it could be. Management is hard-pressed for time and the IA gets done without really .. (Bankruptcy Personal)

Understanding Personal Bankruptcy and Related Facts

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 Tanmay Sharma (December 29, 2010)  The recent past has seen a surge in the number of personal bankruptcy filings and it shouldn't be that surprising a development for anyone that has been following the personal finance scene over in this side of the world. As well, there has been a surge in the number of credit card consolidation and mortgage loans and this has been perpetuated solely by the fact that credit lines are .. (Bankruptcy Personal)

Why You Should Never File Bankruptcy

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 Patrick Thona (August 06, 2010)  You know what it feels like to cringe when the phone rings. You stare at it, willing it not to be a bill collector. Let it be someone who is offering you a job, you pray. You pick up the phone gently, hoping, praying, but no, it's another creditor. “I'm sorry, I'm not working right now. I'll. . . I'll try to get you a payment as soon as I can. ” You hang up and cry, glancing . (Bankruptcy Personal)

It Is Crystal Clear!

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 Jamesx Smith (October 24, 2009)  There are many occasions when a corporate gift is acceptable. That is from one executive to another. But there are also times when it is not. Take, for example, those times when contracts are being tendered. This is not the time to be sending any gift, expensive or not, as it could be construed as a kind of bribe. However, there are special times when it is very appropriate to send a .. (Bankruptcy Personal)

Do Not File Personal Bankruptcy Unless Absolutely Necessary

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 Jon Arnold (November 04, 2008)  Is filing personal bankruptcy the best option for you if you're in financial difficulty? Yes, it is one option, but it may not necessarily be your best one. It should only be used as a last resort if everything else fails. Let's take a look at some other things you can do besides filing for personal bankruptcy that can help you save both your finances and perhaps your future, too. But .. (Bankruptcy Personal)

Is Declaring Personal Bankruptcy the Step You Need to Take to Get Out of Debt?

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 Dee Power (October 22, 2008)  Personal bankruptcy is not the only alternative to getting out from under mountains of debt. Consider it a last resort. It will follow you for seven years on your credit report and forever as a federal court document. Court documents are open to the public. Many job applications ask if you've ever declared bankruptcy, even if it's been discharged and years ago you still have to answer .. (Bankruptcy Personal)

The Role of the Bankruptcy Trustee in the Chapter 7 Process

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 Dawn Hall (October 21, 2008)  When a Chapter 7 petition is filed, a bankruptcy trustee is assigned to oversee the case. This person plays a major role in the administration of case, which role is discussed in more detail here. Although this person is court-appointed, he or she is not actually an employee of the court. Most are lawyers who maintain their own legal practices. They receive compensation for their .. (Bankruptcy Personal)

Chapter 13 Bankruptcy Or Debt Consolidation - Which is Better?

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 Rick Hendershot (September 26, 2008)  Chapter 13 Bankruptcy is a legal process that differs from traditional debt consolidation in many important ways. If you are trying to decide between these two processes, this article will help you make your decision. While a Chapter 13 bankruptcy is actually a type of debt consolidation, it differs from traditional debt consolidation in certain important legal aspects. The most .. (Bankruptcy Personal)

The Fiction and Details Concerning Filing Personal Bankruptcy

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 Robin Boddy (September 20, 2008)  Filing for bankruptcy is an especially unwanted state of affairs. Often brought about by unexpected alterations in your financial condition because of medical bills, job loss, extreme debt, also getting divorced, the action of filing for bankruptcy ought to be thought of as a conscientious action on the road to salvaging financial independence. If you are thinking about filing for .. (Bankruptcy Personal)

Do Personal Bankruptcy Filings Make You an Irresponsible Person?

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 Josh Ramos (September 05, 2008)  It seems like every single day another credit card offer comes in the mail.  Credit card companies love to push their product into as many people's homes as possible.  They show up on college campuses in order to persuade young and inexperienced consumers to add that lovely piece of plastic to their wallets. Rather than simply being a convenient and temporary substitute for cash, .. (Bankruptcy Personal)

Declaring Personal Bankruptcy - The Vital Facts and Shocking Truth

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 James Lassider (September 05, 2008)  Declaring personal bankruptcy is not something anyone in their right mind would do on a whim. There are just too many negative stigmas attached to filing bankruptcy: the shot to your pride and, of course, worries over your credit. And the real downside to all of this is that the people that really need the help are put off. But the shocking truth is that, every year, over 2 million .. (Bankruptcy Personal)

Should You File Bankruptcy on Your Own Or Hire an Attorney?

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 Nick Adama (July 31, 2008)  One of the most important decisions borrowers will have to make when dealing with a financial hardship leading up to a foreclosure is whether to seek relief under the federal bankruptcy laws or not. Depending on their financial situation, discharging debts under Chapter 7 or seeking a legal payment plan under Chapter 13 may be appropriate, but few homeowners really want to damage their .. (Bankruptcy Personal)

Declaring Personal Bankruptcy The Consequences

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 Benjamin Robert Ehinger (July 31, 2008)  Are you considering bankruptcy? This is a huge decision that can have many consequences and declaring personal bankruptcy should not be something that is rushed into. Sure you have debts and you want to relieve yourself of those debts, but you need to understand what you are getting into. Here are some tips about bankruptcy before you declare it. First, your lawyer will do nothing but .. (Bankruptcy Personal)

Can I File For Bankruptcy For Free?

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 Joseph Then (July 30, 2008)  Filing bankruptcy can be a costly process. Many people wonder if they can file bankruptcy for free. This is a tricky question and one that may not make some people too happy. Read on to learn the answer to - Can I file bankruptcy for free? The New Laws The new bankruptcy laws have added more cost to filing bankruptcy, much to the dismay of filers. The new laws require you to take credit . (Bankruptcy Personal)

Declaring Personal Bankruptcy?

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 Joseph Then (July 30, 2008)  There are many things about declaring personal bankruptcy that people do not understand. The myths floating around about declaring personal bankruptcy lead many people to make bad decisions regarding filing bankruptcy. It is always smart to learn as much as you can about the process before just filing. Not a Solution to All your Problems Declaring personal bankruptcy is not a solution .. (Bankruptcy Personal)

What is Personal Bankruptcy?

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 Joseph Then (July 29, 2008)  If you're having trouble paying back debt and you're starting to wonder what your options are, the idea of declaring bankruptcy has probably crossed your mind. Nearly everyone's heard of personal bankruptcy as a means of managing debt problems, but few are clear on exactly what the procedure entails or how it can help. To answer the question “Exactly what is personal bankruptcy?" .. (Bankruptcy Personal)

Bankruptcy and Retirement Savings

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 Joseph Devine (July 28, 2008)  While there is no typical age at which to file for bankruptcy, people frequently run into cash flow problems later in life, after they have established retirement savings plans. Unfortunately, many people liquidate their 401(k) or other retirement savings fund in an effort to pay off their creditors. Not only are there frequently insufficient funds to cover the amount of debt but the .. (Bankruptcy Personal)

Thinking of Filing For a Bankruptcy?

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 Aaron M Gray (July 27, 2008)  Bankruptcy should be a last resort. If you are thinking of filing for a Chapter 7 or 13 bankruptcies make sure you go through the process of researching what it entails, and what the pros and cons are. Filing and completing a Chapter 7 or 13 can be an embracing, expensive, and demoralizing process in which you often lose all your assets, and are stuck with a huge lump sum payment for .. (Bankruptcy Personal)

Who Didnt Need to Go Bankrupt?

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 Nicholas Bregozzo (July 27, 2008)  Bankruptcy levels are almost at their highest levels. Last year, nearly 26,000 battling Australians went bankrupt. Looking at this figure, it's easy to forget that there are human stories behind this startling number. It's a desperate story of a dream turning into a financial nightmare. It doesn't have a happy ending, and leaves in its wake thousands of lives affected and unaccounted .. (Bankruptcy Personal)

What is a Personal Bankruptcy?

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 Nicholas Copernicus (July 25, 2008)  A personal bankruptcy is a form that when filed will discharge obligations to creditors. Bankruptcy forms can be located online or an attorney can prepare one for you. Contrary to popular belief, personal bankruptcy does not discharge all debts. Specific types of student loans, called secured student loans, must be paid even after some one has filed bankruptcy. Also, it won't discharge . (Bankruptcy Personal)

Filing Bankruptcy Should Be a Business Decision Not a Moral Decision

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 Nick Adama (July 24, 2008)  Most homeowners who consider filing bankruptcy in order to escape a crushing debt burden often feel guilty about bailing out on debts they originally promised to pay back. Whether they are attempting to get back on top of a mortgage through the protection of the courts or just eliminate high interest credit cards and huge medical bills, though, bankruptcy should be considered more of a .. (Bankruptcy Personal)

Other Alternatives to Personal Bankruptcy

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 Adrian Whittle (July 22, 2008)  Bankruptcy should often be seen as a last resort after all other options have been tried to get you out of a sticky financial situation. So what are the other alternatives to personal bankruptcy ? This article will give you a few options to consider. The alternatives fall into two categories. And they are not quick and painless fixes to your money problems. The first is to earn more .. (Bankruptcy Personal)

Filing Bankruptcy on the Sheriff Sale Date to Stop Foreclosure

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 Nick Adama (July 15, 2008)  One of the most important aspects of Chapter 13 bankruptcy and how it relates to the home mortgage foreclosure process is its ability to put the entire proceedings on hold, no matter how far along they have gone or when they homeowners file for bankruptcy. This means that foreclosure victims can, in many cases, wait until just a few hours before their home is scheduled to be auctioned .. (Bankruptcy Personal)

Filing Bankruptcy Go it Alone Or Hire a Bankruptcy Lawyer?

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 Charles Perez (July 13, 2008)  Thinking about filing bankruptcy? This is without question one of the most difficult decisions anyone can make in their life. Having tried your best to dig yourself out of debt or negotiate with your creditors to keep yourself out of having to file for bankruptcy without success, you may be finding yourself at the end of your rope. There are many reasons why people file bankruptcy and .. (Bankruptcy Personal)

Will Bankruptcy Solve Your Debt Problems?

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 Nancy Clinton (July 09, 2008)  Being an author I read lots of information that most people don't even think about in order to get valuable information for my readers. One of the most major topics of conversation these days is bankruptcy, that big ugly word that can help you or hurt you. One of my family members filed for bankruptcy 8 years ago, and they are still paying the consequences. Not to say they didn't make .. (Bankruptcy Personal)

Bankruptcy Reform Laws Allowing Banks to Take Advantage of Homeowners

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 Nick Adama (July 07, 2008)  The new bankruptcy laws were passed in 2005 when mortgage companies and financial investment firms were artificially pumping money into the housing market to create a huge bubble. Ostensibly, these new laws were meant to curb the large problem of homeowners or borrowers taking out loans, spending too much, defaulting, and declaring bankruptcy to get away from their obligations. With the . (Bankruptcy Personal)

Bankruptcy A Way to Rejuvenate the Financial Life

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 Jennifer Morva (July 01, 2008)  Bankruptcy is the word which will make your feet cold. This is because there are many misconceptions and wrong notions about this concept. We frequently hear about many individuals and companies going bankrupt. But we never try to go in depth of the concept. What exactly is bankruptcy? Well the answer is here. When an individual or a corporation is unable to meet the debts or pay off .. (Bankruptcy Personal)

Dont Leave it Too Late to Avoid Bankruptcy

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 Billy Baxter (June 29, 2008)  We all know how easy it is to avoid bankruptcy - just don't buy anything with credit. But how realistic is that? How many of us would have homes, businesses and jobs if we did not have some sort of debt. Debt surrounds us - in our personal and business lives, our country is even in debt. Debt is a part of everyday life. The trick is for you to control your debt. Do not let it control .. (Bankruptcy Personal)

Chapter 7 Bankruptcy What is Chapter 7?

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 David M Siegel (June 20, 2008)  Chapter 7 is liquidation bankruptcy although not very often is anything actually liquidated. Generally, chapter 7 is available to individuals and businesses. A voluntary chapter 7 proceeding is initiated by the filing of bankruptcy petition by the debtor, typically through his attorney. An involuntary chapter 7 may be filed by the debtor's creditors although this is seldom seen. In .. (Bankruptcy Personal)

Will Bankruptcy Completely Kill Your Chances of Getting a Loan?

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 W. M. Blake (May 30, 2008)  Filing bankruptcy does not end the possibility of obtaining a personal loan. In fact, a person who files bankruptcy can obtain a bad credit personal loan in as little as 30 days after the discharge of the bankruptcy. And since they cannot file for another bankruptcy for seven years, this provides insurance for companies that are willing to take a chance on someone with bad credit .. (Bankruptcy Personal)

Personal Bankruptcy

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 J. Everett Myers (April 25, 2008)  Do you find it difficult to make a choice regarding personal bankruptcy? If you have a hard time picking out the best financial service for yourself, use the information in this article to narrow down your selection. Personal Bankruptcy is a process that enables you to temporarily or permanently draw out some or all of your personal debts. The present bankruptcy policy was established . (Bankruptcy Personal)

Best Deals For Home Loans

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 Sara Fredder (March 14, 2008)  Many people have been stuck with bad credit for a long time. For such people, bad credit home loans are a real blessing. This loan gives an opportunity for such people to also own a house. Normally, when lenders dispense such loans, they ask for the credit score and analyze it. However, in the case of a bad score, the lender does not ask for the credit score. So even if you have a poor .. (Bankruptcy Personal)




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