Small Business Credit Cards: Reap the Rewards!


Visitors: 377

Are you looking to finance some of your small business related expenses? Did you know that small business credit cards can help you afford many of your business expenses? In fact, small business credit cards not only help you pay for business related expenses, but they also provide myriad benefits to credit card holders including expense management, detailed statements, frequent flyer miles, cash back, and reward points! Thus, small business credit cards are an asset for any small business owner!

Expense Management

As a small business owner, you want to make sure your business runs as smoothly as possible. Nevertheless, as Murphy's Law would have it, things can go wrong at any given moment and you could incur unexpected business related expenses. What's even worse is when you do not have the finances available to handle sudden expenses.

Picture it; your web-based business is well established and you have created a respected reputation for getting the job done in a timely and professional fashion. Suddenly, your computer system fails completely and you have several projects due within the next 24 hours. To make matters even more complicated, you can't completely afford the expenses related to replacing your system; what would you do?

Let's face it; life's small catastrophes happen all the time. Yet, with a small business credit card, hassles like the one describe above are far easier to rectify. A small business credit card can keep your business running smoothly; even when things go horribly wrong. Consequently, small business credit cards can help you protect your professional reputation!

Detailed Statements

Did you know that small business credit cards can help you track your business related expenses? As a small business owner, you will have to keep track of every purchase you make and every bill you pay. Further, when managing your small business, you will also need to have an orderly form of record keeping; without some sense of organization, when it comes time to file your taxes, you will encounter quite a few difficulties. What's more, without an adequate way to keep track of your expenses, you could even lose out on tax deductions that could save you a lot of cash.

Paying your business taxes doesn't have to be a source of aggravation. If you own a small business credit card, you can use your credit card statement to keep track of monthly expenditures. Your monthly credit card statement will provide you with a detailed account of your business related purchases. Therefore, with a business credit card, you can make tax time a whole lot easier to endure.

Frequent Flyer Miles

Does your small business require you to travel a lot? Do you frequently fly from one place to another to meet with your clientele? Then you can benefit from the frequent flyer miles that some small business credit card suppliers offer.

With certain small business credit cards, issuing companies will supply you with frequent flyer miles every time you use your credit card and such miles can add up quickly. What's more, with your accumulated frequent flyer miles, you can begin to reduce your business related flying expenses!

Cash Back and Reward Points

Much like frequent flyer miles, some small business credit card issuers will provide card holders with reward points or cash back rebates. Reward points accumulate with every dollar that is spent during a business related transaction. Later, you can use your accumulated points to purchase a number of services offered by the credit card company; frequently reward points will afford you various forms of entertainment or flyer miles.

So, if you are a small business owner, and don't yet have a small business credit card, you may be missing out on the great rewards these cards offer, as well as the added convenience they provide.

Copyright 2005 Ed Vegliante. This article may be freely reprinted provided the resource box remains intact with a live link back to .

Ed Vegliante is the owner of , a well organized credit card directory enabling the user to compare and apply for a variety of credit card offers including Small Business Credit Cards. Find links to secure online credit card applications.


Article Source:

Rate this Article: 
Accepting Credit Cards - Is It Necessary For Your Small Business?
Rated 4 / 5
based on 5 votes

Related Articles:

Business Rewards Credit Cards Get the Rewards Your Business Deserves

by: Stephanie Andrews (July 26, 2008) 

Taking Charge of Your Career - Small Changes Reap Great Rewards

by: Ck Tan (April 28, 2008) 
(Business/Careers Employment)

Small Businesses with BIG NAMES: Protect Your Trademarks and Reap the Rewards

by: John Huff (March 25, 2005) 
(Business/Small Business)

Travel Rewards Credit Cards and Airline Credit Cards

by: Susan Slobac (July 01, 2008) 

Small Business Credit Cards

by: Rob Mellor (May 22, 2005) 

Credit Cards for Your Small Business Needs

by: William Saul (April 22, 2008) 

Credit Cards for Small Business

by: Jeremy Zongker (May 17, 2005) 

Small Business Credit Cards

by: Ed Vegliante (February 24, 2007) 

Business Credit Cards for Small Businesses

by: Pauline Go (January 07, 2008) 

Accepting Credit Cards - Is It Necessary For Your Small Business?

by: Chris Rempel (January 21, 2007)