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(April 18, 2008) It used to be in the not to distant past that lenders wrote loans regardless of the fundamentals that make a borrower a good risk. Before the mortgage crisis, which began in the summer of 2007, if a borrower had a pulse, a loan could be found for that individual. In today's marketplace that has ..
(February 19, 2008) A very common scenario in the mortgage business is the borrower, who after being out of work for a couple of months, gets a new job, or does not necessarily lose their job, but simply decides to change into a more lucrative career. Sometimes in transition such a borrower might miss a mortgage ..
(February 17, 2008) Equity in the home plays an important part in determining the interest rate you will ultimately receive when refinancing. To receive the best rates you need to own a minimum of 20% of your home's value (also known as loan to value or LTV). Put differently, to get the best rates you must only borrow .