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Julia Vakulenko 
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Julia Vakulenko's Finance Articles

Getting Pre-Approved

(October 05, 2008)  Financing a home can be a difficult process if you are not looking for the right loan for you. What you need to be concerned about is not getting the financing, but getting the right financing. You will want to look for the best terms at the lowest cost. If you want to review your financing ..

Hard Money Loans - The Last Resort

(September 10, 2008)  Difficult to come buy and carrying a high price, hard money loans are the last resort for those who can afford it. Let's start with a quick comparison of conventional loans to hard money loans to create a distinction up front. Conventional loans are the tool of most home buyers. Lending ..

How to Avoid Five US Mortgage Fees

(August 08, 2008)  The current housing market is sluggish. For quite some time, the industry has been attempting to improve its performance. Mortgages are very common because they are the convenient and effective in providing home buyers cash and resources to purchase real estate assets. For homeowners, mortgages are .

How to Avoid Predatory Lending

(July 29, 2008)  Predatory lending has been at the center of the whole housing problems of today. These lenders sell mortgages to people with the intention of making it impossible for them to continue the mortgage and bring the home under the ownership of that particular mortgage company. This can make for more ..

Mortgage Benefits of Local Banks Versus Large Corporations

(July 10, 2008)  Most individuals trust their banks with their money every day. These individuals cash all of their checks, pay their bills, and store money at these banks. These banks are trusted with out finances every day, but they are not usually the place that people think to look for their mortgage. Large ..

Mortgage Loan Process For Non-US Residents

(February 15, 2008)  Overseas buyers, whether from Europe, Canada, or any other part of the world are increasing. They want to invest in a second home or vacation home in Florida. The weakening US Dollar is further proving to be beneficial for them. The number of inquiries from such individuals is currently on the ..


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