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(April 13, 2008) Nobody wants to have to pay over the odds on their borrowing, and this is why it is important to look for the most affordable deal when you are looking for a loan. As most of us are aware the cost of borrowing has rocketed over recent months, with many lenders having pushed up interest rates on ..
(April 03, 2008) Are you one of the many people that have a damaged credit profile? These days an increasing number of people have found that their credit is less than perfect, and often this is due to severe financial strains that have resulted in regular missed or late repayments on bills or debts. In the past ..
(March 27, 2008) The global credit crunch that swept across the UK last year is continuing to wreak havoc in the financial markets, and both lenders and borrowers are being affected by the squeeze. With funds quickly drying up for lenders, the availability of credit has been severely affected, and this, of course, ..
(February 20, 2008) It is important that you do your homework before you make an application for a loan, as this will not only help to ensure affordability for you, but could also help to speed up the whole process, enabling you to get the loan you need without any unnecessary delays. By doing your research you will ..
(February 19, 2008) Many of us take our bank accounts for granted these days but it is important to remember that bank accounts are not available to everyone, and these accounts are vital in helping most of us to run our day to day finances. There are a number of different bank accounts available, such as basic bank ..
(February 19, 2008) Unsecured loans are loans that are available to both homeowners and non-homeowners who meet the eligibility criteria specified by the lender. Unlike a secured loan, which is secured against the home, an unsecured loan is based on contract only, and this means that you need to have good credit to ..
(February 18, 2008) Over the first couple of months of the year many people decide to shift their more expensive credit card balances from high interest cards to 0% balance transfer cards in order to save money on interest charges. However, although this can prove to be an effective moneysaving solution there are ..
(February 15, 2008) Store cards are a form of credit card where a consumers can spend on the card and then either repay the balance in full at the end of each month in order to avoid interest, or can spread the repayments on the card over a period of time, in which case interest will be charged on the balance until it .
(February 15, 2008) One of the most stressful things that many people have to deal with these days is money problems, and financial strains have been identified as one of the major stress factors amongst consumers, along with relationship problems, moving home, etc. Whilst you may not be able to do much about the ..
(February 15, 2008) After Christmas and New Year celebrations have finished many of us find that we are left feeling tired, drained of energy, and worse still drained of money. The Christmas period can be a very financially demanding one, and once the festive season is over many of us take stock of our finances only ..
(February 14, 2008) Managing your debts can be a difficult and frustrating task if you have a wide range of debts and a variety of creditors to deal with. Unfortunately, many of us now have a range of debts that we have to make repayments on each month, and as well as being time consuming this can increase the chances .
(February 14, 2008) When you have a wide range of debts to deal with dealing with your finances and keeping up with repayments can become increasingly difficult. Many of us find ourselves having to deal with high debt levels these days, and having to keep up with a large number of repayments each month can quickly ..
(February 13, 2008) With the New Year having past us by, many of us are starting to think now about our New Year's financial resolutions, one of the major issues that most of us always promise to address it finances. Most of us find that we could make a number of improvements to our finances, whether it is in terms of .
(February 10, 2008) As many people have already seen the credit boom that has given many of us easy access to affordable finance over recent years is quickly diminishing, with a growling number of lenders restricting credit and hiking up rates in order to minimize on the damage that the credit crunch is causing in the .
(February 10, 2008) Homeowner loans have become increasingly popular with consumers that own their own homes, allowing them to untie the equity that is in the property and raise finance against the equity for one of a range of purposes. A number of lenders are able to offer homeowner loans these days, which means that .
(February 10, 2008) When it comes to borrowing money homeowners have a valuable added advantage over non-homeowners, and this is the ability to borrow against their home. In the past people have been a little nervous about secured loans simply because of their secured nature, but as equity levels have increased over ..
(February 07, 2008) Over recent years homeowners in the UK have seen the value of their properties rocket, and this has resulted in many homeowners enjoying very high levels of equity in their homes. These high equity levels have benefited homeowners in a number of ways, and one is to provide far more flexibility and ..
(February 07, 2008) Unsecured loans are available from a wide range of lenders these days, and these loans are available to both homeowners and non-homeowners. However, you will generally need to have good credit to qualify for an affordable unsecured loan, as most lenders will not take the risk of offering unsecured ..
(February 07, 2008) Many people with a number of high interest debts end up overstretching themselves each month when it comes to their finances. Repaying a range of expensive debts can quickly become a problem, causing hassle when it comes to managing your finances, and more worryingly leaving you with little or no ..
(February 06, 2008) Many of us know how it feels to have to juggle different debts every month, from loans and catalogue bills to credit cards and store cards. It can be frustrating and difficult to manage your finances effectively when you have a number of debts with different creditors to deal with and various ..
(February 06, 2008) There are times when most of us need to take out some form of finance to help us to get the things we want in life, and there are many different forms of finance available to help us do this. If you are looking to by a home you can enjoy a choice of mortgage loans, for the purchase of a vehicle ..
(February 05, 2008) Life can get very stressful and difficult when you are bogged down with lots of debt, and those juggling a range of high interest loans with a variety of creditors often find that they are paying out a small fortune on their debts as well as facing increased difficulties when it comes to financial ..
(February 05, 2008) If you find that every month you are having trouble keeping up with various debt repayments, and that much of the money you pay out on debts each month tends to get swallowed up in interest, it may be time to reassess your financial situation in order to find a more suitable solution. There are a ..
(February 04, 2008) When you have loans and debts all over the place, with financial commitments with a wide range of creditors, looking after your finances can become very frustrating and difficult. One of the key factors to making your financial life easier and more manageable is to be more organized, and by ..
(February 04, 2008) Just over a decade ago homeowners in the UK that had recently bought properties found themselves trapped in negative equity, as house prices tumbled leaving them owing more on their properties than the property was actually worth. However, all of this has changed over recent years, and existing ..