Several Crucial 2005 Accident Facts

Daniel Baldyga

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Every driver should always have the 5 following items in their vehicle at all times!

A paper and pen to take down notes in the event of an accident.

A list of all emergency phone numbers.

A disposable camera to record evidence at the scene of an accident.

A list of medical conditions or allergies you may have.

A set of cones, warning triangles or emergency flares to alert other drivers of an accident.

(These above items can be kept in the glove compartment, or in the trunk, of your vehicle).


#1. Always wear your seat belt. (Records indicate that 63% of people killed in accidents in 1999 were not wearing seat belts). On the average, inpatient hospital care costs for an unbelted cash victim are 50% higher than those who wore belts. (In 2003 there were an estimated 6,356,000 car accidents in the United States. Plus there were 2.9 million injuries and 42,643 we killed).

It has been predicted that if Americans could reach 90 percent seat belt’s worn (by the end of 2005) we would have saved over 8 billion bucks.

#2. Understand the effects of drugs and alcohol on your body.

#3. Be patient. If you’re fatigued you must stop driving !

#4. Be courteous, rather than aggressive, toward other drivers.

#5. You must look both ways twice before crossing an intersection. (Don’t speed into an intersection the instant the light turns green. Another driver may be running a red light).

#6. Always check the “blind spots” before changing lanes. (It's a fact of life that your mirrors are hardly ever adequate).

#7. Leave enough space between yourself and the motor vehicle ahead of you. (When traveling and/or even when stopped).


When you bring your motor vehicle to a repair shop, it’s important to keep in mind that different shops offer disparate damage appraisals. Because of this it’s always to your advantage to obtain several estimates prior to getting the damage repaired.


Your personal injury may not be felt at the scene but it can absolutely become apparent at a later date. After you were involved in an accident you must visit a physician. The physician may be able to identify injuries you’ve not yet noticed.

To insure your personal safety (no matter what others may say) be sure to visit your physician after ANY motor vehicle accident you may have been involved in !

DISCLAIMER: The only purpose of this article, “SEVERAL CRUCIAL 2005 CAR ACCIDENT FACTS” is to help people understand the motor vehicle accident claim process. Dan Baldyga makes no guarantee of any kind whatsoever, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired, it is THE INDIVIDUALS RESPONSIBILITY to obtain said services.

Dan Baldyga’s third and latest book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at or This book reveals “How To” handle your property damage claim so you won’t be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the “Pain and Suffering” you endured - - because of your personal injury!

Copyright (c) 2005 By Daniel G. Baldyga. All Rights Reserved

Dan Baldyga - Author

Dan Baldyga is a retired Insurance Claim man. He was an Adjuster, Supervisor, and Claims Manager for 30 years and then spent another 5 as a Trial Counsel. He has written 3 highly successful “How To" Automobile Accident Books. He can be reached at . Article source: .


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